Allstate vs. Safe Auto
Compare rates from the top car insurance companies in your area.
Allstate or Safe Auto: Which Company is Best for You?
Deciding on an auto insurance company is sometimes difficult: rates may vary based on your driving history, location, and age, and every company provides a different set of discounts. Allstate and Safe Auto are two of the top insurance companies, providing competitively priced policies across large swaths of the US.
To help make shopping for car insurance easier, we gathered average insurance rates from Safe Auto and Allstate. The below cover myriad pricing factors, including credit history, driving infractions, and age. Examine these rates and find an affordable policy today.
Seeking additional insights? Check out our reviews of Allstate and Safe Auto.
Allstate vs. Safe Auto: insurance rate comparison
Allstate vs. Safe Auto: pricing by credit score
If you have very poor credit, Allstate could be the best option for you. On average, Allstate offers cheaper rates than Safe Auto for drivers with credit scores of lower than 580. Insurance shoppers with excellent credit — a score of 800 or higher — should opt for Allstate, which typically beats Safe Auto by $178 per year. Check out common insurance rates by credit level for Safe Auto and Allstate below.
COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Safe Auto VS. Allstate
|Credit level||Allstate avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,117||$3,799|
|Very Good (740-799)||$1,820||$1,937|
Allstate vs. Safe Auto: rates for bad drivers
If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DUI on your record, Safe Auto could be a better choice than Allstate. Every insurance company prices policies differently after a violation, so don't hesitate to shop around to find out which insurer is best for you.
RATES BY CITATION: Safe Auto VS. Allstate
|Citation||Allstate avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$3,006||$2,867|
|At-fault accident (damage > $1,000)||$2,290||$2,837|
Allstate vs. Safe Auto: rates by age
Auto insurance companies rely on a driver's age as an indicator of potential risk, assigning rates accordingly. Car insurance is usually most expensive for young drivers — thanks to their inexperience — and relatively affordable for middle-aged drivers. Since every insurance company prices age tiers in a different way, it's worth shopping around and finding the best rate for you.
As a general rule, teen drivers should choose Allstate instead of Safe Auto: Allstate offers average yearly savings of $1,820, compared to Safe Auto.
RATES BY AGE BRACKET: Safe Auto VS. Allstate
|Age tier||Allstate avg. annual premium||Safe Auto avg. annual premium|
Aside from affordability, Allstate and Safe Auto come with pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Allstate||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Allstate||Safe Auto|
|JD Power Rankings||Average||N/A|
|Other Products||Allstate||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Allstate||Safe Auto|
|About||Insurance doesn’t have to be a compromise. With Allstate you can get the protection you need and the new low rates you want. See how much you can save today.||Safe Auto strives to provide affordable insurance to every driver, no matter the situation.|
|Roadside Assistance||Allstate offers three types of roadside service to customers with and without an Allstate insurance plan. Annual roadside membership plans and pay-per-use plans are available, and if you have Allstate insurance, you can add roadside coverage to your policy. The pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $119 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services).||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
Car insurance for elderly car owner who doesn't drive
There's a couple of ways to go about handling this. First, you need to be careful about your mother's registration.What should I do if I cancelled my insurance policy but the company drafted money out of my account afterward?
While I can't say with a certainty, it sounds like you were set up for EFT (auto-draft) payments with Allstate so you didn't have to worry about calling in or mailing a payment. Unfortunately with EFT options, it may not be possible to stop a scheduled payment draft depending on when the payment is set to be withdrawn.See More Questions
Do I pay a deductible for a liability claim?
You are not responsible for a deductible unless you have comprehensive and collision coverage. Since you only have liability, the damages to your car will not be covered which means there is no deductible.See More Questions
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