GEICO vs. Infinity

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GEICO or Infinity:
Which Company is Best for You?

Choosing a car insurance company can be difficult: rates fluctuate based on your location, vehicle, and driving record, and insurers offer a variety of perks. GEICO and Infinity are two of the nation's most popular insurance companies, providing competitively priced policies across large portions of the US.

To help simplify the process of comparing insurance companies, we've pulled average premiums from Infinity and GEICO. These rates cover myriad pricing components, including credit score, driving history, and age. Take a look at these rates and find the perfect policy for you.

Take a deep dive: Read our reviews of GEICO and Infinity.


Compare GEICO vs. Infinity auto insurance rates


GEICO vs. Infinity: by credit level

If you have extremely bad credit, GEICO could be the best option for you. On average, GEICO offers better prices than Infinity for drivers with credit scores of less than 580. Drivers with excellent credit — a score of 800-plus — should opt for GEICO, which typically beats Infinity by $2,817 per year. View common insurance rates by credit tier for Infinity and GEICO:

Credit levelGEICO avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$2,051$7,847
Fair (580-669)$1,358$4,862
Good (670-739)$1,485$3,955
Very Good (740-799)$1,120$4,045
Exceptional (800-850)$1,064$3,881

GEICO vs. Infinity: rates for high-risk drivers

If you are saddled with an at-fault accident, speeding ticket, reckless driving violation, or DUI in your rear view mirror, GEICO could be a better choice than Infinity. Every insurance company prices policies differently after a violation, so it's worth comparing quotes to understand which insurance company suits you.

ViolationGEICO avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,857$5,774
At-fault accident (damage > $1,000)$1,580$4,487
Reckless driving$2,238$6,124
Speeding ticket$1,395$4,174

GEICO vs. Infinity: rates by age

Car insurance companies use age to indicate risk, pricing premiums on a sliding scale. Insurance is usually expensive for teen drivers — due to their inexperience — and most affordable for drivers aged 25 or older. Since each insurance company prices age tiers in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose GEICO before Infinity: GEICO offers average yearly savings of $12,783, compared to Infinity.

AgeGEICO avg. annual premiumInfinity avg. annual premium

Finances aside, GEICO and Infinity both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonGEICOInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings ComparisonGEICOInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction



Other ProductsGEICOInfinity
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Other FeaturesGEICOInfinity
AboutGEICO uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceYou can use a mobile app to request service from GEICO's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsGEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsI made two claims last year. Should I file a third?
If you're filing a claim to fix the damages caused to the fence, you should go ahead and get your vehicle fixed as well; events that go on your insurance history will mark all the payouts as coming from the same claim. However, having three recent claims will likely result in your rate increasing, so consider shopping around for cheaper insurance elsewhere.
Will comprehensive insurance cover damages caused by road debris?
Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris.
Which insurance companies will insure a driver without a license?
You may check with Geico to see if they will take an unlicensed driver. However, in my experience, they will not.
Should I stay with my car insurance company even if I'm getting a better quote from elsewhere?
It's possible that your agent is simply trying to keep your business. However, he may actually be correct.
See More Questions
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