Renters Insurance in North Carolina

Finding renters insurance doesn’t need to be confusing. Compare North Carolina rates by city and company below.

Find cheap renters insurance in North Carolina


Renters insurance is an important form of insurance. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters policy protects personal items in the event of smoke or fire damage, wind, vandalism, theft, and a collection of other events.

There are surprisingly large gaps in insurance pricing by state. Renters insurance prices in states may vary depending on the frequency and value of renters claims filed across the state, and also on the price of the belongings you're insuring.

North Carolina renters insurance is less expensive than the US average. The typical annual renters insurance rate in North Carolina is $175, $9 less expensive than the average rate across all US states.

The best way to acquire an affordable renters insurance policy in North Carolina is to compare rates and consider policies from multiple insurance companies. Learn typical renters insurance rates in North Carolina by reviewing the below data. Remember: your rates may differ, depending on your coverage limits and the valuation of your belongings.


North Carolina renters insurance:
  1. By insurance company
  2. Rates by city
  3. Renters-and-auto bundling discounts


Renters insurance prices in North Carolina by insurer

Renters insurance rates in North Carolina will vary based on the insurer you use. AAA offers the most affordable renters policies in North Carolina — just $108 per year. This compares favorably to the state's mean rate of $175, providing a 38% price cut on rates typical to the state.

Begin your search for a renters policy by reviewing the cheapest North Carolina insurance companies, listed below.


RENTERS INSURANCE RATES IN NORTH CAROLINA: BY CARRIER
InsurerAverage Yearly Rate in North Carolina
AAA$107.90
USAA$119.37
North Carolina Farm Bureau$140.63
State Farm$168.02
Safeco$169.78


North Carolina renters insurance prices: by city

Not all North Carolina cities have the same renters insurance rates. Prices may depend on city-specific variables, including the number of claims filed in the immediate area, giving your ZIP code weight in deciding how much you pay.

The cheapest renters insurance rates in North Carolina are in Asheville. A typical renters insurance term in Asheville totals just $122 annually — $12 less than the state average. The below table shows the best places to live in North Carolina if you’re looking for cheap renters insurance.


AFFORDABLE RENTERS INSURANCE BY CITY IN NORTH CAROLINA
CityAverage 12-Month Renters Insurance Rate
Asheville$121.85
Hickory$121.85
Chapel Hill$133.27
Concord$141.58
Kannapolis$141.58


How to bundle renters and auto insurance in North Carolina

If you want to save, consider holding your car and renters policies with the same insurance company. Bundling renters and auto insurance in North Carolina can save you a substantial sum each month on car insurance. In fact, bundling policies in North Carolina results in a yearly discount of $40.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN NORTH CAROLINA
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$946.95$907.13$39.824%


A great way to save is to bundle your auto and renters insurance policies. Get started today!


Compare rates from top car insurance companies.

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