Planning a move from California to Nevada? You may need to update your car insurance.
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If you are plotting a move from California to Nevada, you might be paying attention to the big-picture concerns and major expenses: locating a trustworthy moving company, finding an apartment or house in your new state, and setting your move-in schedule.
Amidst the stress of a move, it’s easy to overlook the details. Car insurance is often treated as a detail, but it's important. To stay on the right side of the law, you’ll need to update your policy — or find a new policy altogether — when you move between states.
Consult our guide to auto insurance in California and Nevada to ensure your interstate move goes smoothly. We'll cover the following:
You should expect to pay less for car insurance once you move. The typical annual car insurance rate in Nevada is $21 more affordable than the cost in California. The precise cost will depend on your coverage, driving history, and your auto insurance company.
|State||Average Annual Rate|
How much you spend on an auto policy depends on how you use your vehicle and how much money you’re willing to dedicate to protecting your vehicle.
If you decide to go with state minimum liability car insurance coverage, you will get bodily injury, property damage liability, and medical payment coverages, along with uninsured/underinsured motorist coverage and personal injury protection in some states.
Choosing full-coverage car insurance will cost substantially more, but you'll get the added benefits of collision and comprehensive coverages, as well as rental reimbursement and roadside assistance. The primary benefit of full coverage is that it covers your vehicle and you more comprehensively than does basic coverage. If you want to do everything possible to protect your investment in your vehicle, full coverage is recommended.
A major determinant of your car insurance costs is the auto insurance company you choose. Auto insurance companies price premiums in a number of ways, leading to substantial variations in pricing. Geography also plays a role: some car insurance companies sell policies only in certain places, while major insurance companies shift rates by state.
When moving across state lines, you should look to locate the best cheap auto insurance company in your new location. Get your research started below with our list of the five cheapest auto insurance companies in California and Nevada.
|Car Insurance Company||Average Annual Rate|
|Insurance Company||Average Annual Rate|
While car insurance is legislated on a state-by-state level, insurance companies price rates by ZIP code to adjust for location-specific factors like density and frequency of car crashes. The exact location to which you relocate will play a major role in deciding your auto insurance rates.
View the below tables to see auto insurance rates in major cities in Nevada and California.
|City||Average Annual Rate|
View a more comprehensive list of insurance rates in California cities here.
|City||Average Annual Rate|
|North Las Vegas||$1,863|
Your new city not listed above? View more insurance rates for Nevada cities here.
When relocating from California to Nevada, you’ll encounter new rules of the road, different FR-44 or SR-22 requirements, and more. Make sure your move goes off without a hitch with our collection of information on your new state: