USAA vs Esurance
Car Insurance

USAA and Esurance are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while Esurance was founded in 1999. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

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USAA or Esurance:
Which Company is Best for You?

Discount Comparison USAA Esurance
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA Esurance
Financial Strength Superior Superior
JD Power Rankings
5 out of 5
3 out of 5
User Satisfaction

A+

A+

Other Products USAA Esurance
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA Esurance
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. From car insurance to homeowners, motorcycle, and renters coverage, Esurance will be there for you from quote to claim with lightening-fast claims and proven financial strength.
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. Esurance's Emergency Roadside Service will pay up to $75 towards roadside services including towing assistance, tire changes, gas, oil, and water delivery, battery service and lockout service. You may need to have comprehensive and collision coverage as a prerequisite to add this coverage to your policy.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. Esurance offers an additional discount for customers who have obtained emergency road assistance from a provider other than Esurance (such as AAA or the National Automobile Club).
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife Auto & Home vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife Auto & Home vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers
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