Question
Can I group multiple accidents into one claim?
I backed into a poll and damaged my rear panel and bumper last night. I also have minor scratches and scuffs on my front bumper that happened in a different accident last year. Would I be able to just pay one comprehensive deductible for these damages?
Answer
Unfortunately, you would be filing a collision claim which would be categorized by your insurer as an at-fault accident. This will likely cause your rate to increase. And since you have damage to two different areas of your vehicle that came from separate incidents, your insurance company will require that you file 2 claims, leaving you subject to two deductibles. I would recommend getting a few repair estimates before contacting your company to see if you can afford the repairs yourself or if it is worth the cost of 2 deductibles.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.