Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

At-fault driver lied about having insurance

What do I do if I was in an accident and the guy filed that he had insurance on the police report but he doesn't actually have insurance? I was hit by driver who changed lanes improperly. He told me in the cop both on scene that it was his fault and he did not have insurance. In the police report the cop put liability proof of insurance which he did not have. Also he had improper registration and got to drive away from the scene of the accident with no real proof of insurance. What are my options? Of course my car was damaged and not able to be driven and I still do not have my car and it's been almost 2 weeks. And I still see this guy driving around in this same van.

Aug 11, 2022 Charleston, West Virginia

Answer
Author profile picture

Ava Lynch

Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

Credentials
  • 9+ years of Experience in the Insurance Industry

I would contact the police and let them know the insurance information provided is invalid. Give them all the information you have available to you; the other driver's license plate, police report, all photos of the incident, etc. Next, I would contact your insurance company and let them know what is going on. Your insurance company will be on your side. If you have uninsured coverage on your current plan, you can have the damages repaired through this coverage until the other party can compensate your insurance company for the damage.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

How does it work with insurance if I was hit by a moped

The short answer is yes, your premium will go up if you file a claim. Anytime your company has to pay out on a claim your insurance will increase. If you do not want to file a claim with your company you can seek an attorney for advice on taking legal action to have the damages covered by the respo…
Aug 13, 2024 Everett, MA

Can I remove a ticket for no insurance if I get insurance now?

No - even if you had a policy begin that day, it would not help getting your ticket dismissed. Because insurance is required in your state, you will still need to have insurance. I recommend getting a car insurance policy as soon as possible to avoid any penalties. Furthermore, you will have to sho…
Jul 28, 2021 Marshtown, IA

Why was a hit and run listed as an at-fault accident on my insurance?

A hit-and-run can be considered at fault for a few different reasons. First, you must have uninsured motorist property damage coverage for the accident to be listed as not at fault. If your collision coverage pays for the damages, then it is listed as an at-fault accident. Lastly, if you have unins…
Jan 5, 2024 Charlotte, NC

Will my insurance rate increase after an uninsured motorist claim?

I'm sorry to hear about the hit-and-run! That is a very frustrating situation. Uninsured motorist property damage coverage usually comes with a deductible, much like your collision coverage would. However, unlike collision coverage, an uninsured motorist property damage claim won't raise your premi…
Feb 14, 2024 Frederick, MD