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How long do I have to add my new vehicle to my existing policy?

My current insurance policy is covering a vehicle that I just traded in for a new car. The salesperson only asked if my trade-in vehicle was insured and requested a copy of the card but never mentioned anything about covering my new vehicle. When should I add the new car to my insurance?

Agent Answer

Neil Richardson

This can vary by company so your best bet is to add the new vehicle as quickly as possible to avoid any issues with your finance company or insurance provider. Generally speaking, there is a 14-30 day window for you to add your vehicle and have it insured from the date of purchase. If you happen to miss this window you can still insure your vehicle but any damage that you might need to claim since the purchase date will be denied. Be smart and act quickly to avoid a major headache with your insurance company.

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