Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How long do I have in Illinois to add a new vehicle to my current insurance policy?

I picked up a new/used vehicle and have not yet added it to my current plan. I will be changing my coverage Thursday to a new insurance company. Do I need to contact my current plan or not? Will they have to cover me until Thursday anyway?

Apr 30, 2019 Peoria, IL

Answer
Author profile picture

Kristine Lee

Insurance Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Typically, you have up to 14 days to add a new vehicle to your policy. Every company is different so always check with your specific insurance company for their guidelines. However, if you do not add the car to your current insurance and happen to get into an accident before your new policy starts, your old insurance company will not cover the damages since the car was never added. If you're interested in learning more, see our guide to car insurance for a new car. If you have any further questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

If I backed into another person's car (which was sitting in their driveway), should I file a claim if repairs are estimated to be $2,500?

Hello, Since there is no damage to your vehicle, you would not need to file a claim. However, the person that you hit has the option to file a claim. You can offer to pay for the damages out of pocket to avoid the accident going on your record. Ultimately, it is up to the other party as to whether …
Jul 17, 2019 Chicago, IL

If I backed into a pole in a parking lot, do I need a police report to file a claim?

First off, a police report is not always necessary to file a claim, especially for incidents that only involve one vehicle.As for your second question, should you file a claim, the choice will ultimately be up to you. However, I recommend following the advice below before deciding to file a claim:G…
Aug 11, 2018 Taylorville, IL

Does the state offer a grace period for car insurance?

If you have another policy already established with a car insurance company, they might offer a grace period. Meaning, a few weeks from when you buy it until you need to add it to your policy. However, the state wouldn't have anything to do with this. If you have an established policy and this…
Apr 22, 2018 Westminster, CO

Do I have to file a claim with my renters insurance company if my apartment was flooded by an upstairs neighbor?

For the purpose of getting your belongings replaced as quickly as possible, I would definitely recommend contacting your renters insurance provider immediately. While your neighbor will likely be considered liable for the water leak, your insurance company should be able to act quickly to replace y…
Mar 13, 2017 Naperville, IL