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Question

How long do I have in Illinois to add a new vehicle to my current insurance policy?

I picked up a new/used vehicle and have not yet added it to my current plan. I will be changing my coverage Thursday to a new insurance company. Do I need to contact my current plan or not? Will they have to cover me until Thursday anyway?

Apr 30, 2019 Peoria, IL

Answer
Author profile picture

Kristine Lee

Insurance Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Typically, you have up to 14 days to add a new vehicle to your policy. Every company is different so always check with your specific insurance company for their guidelines. However, if you do not add the car to your current insurance and happen to get into an accident before your new policy starts, your old insurance company will not cover the damages since the car was never added. If you're interested in learning more, see our guide to car insurance for a new car. If you have any further questions, don't hesitate to ask.

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