Question
What happens if a stolen vehicle is recovered before the insurance payout?
My stolen car was recovered by police the day after I reported it stolen to the police and the insurance company. The car is found without keys and I do not have a spare key. Will my insurance still pay me?
Answer
You need to report to the insurance company, that the car was recovered right away. The insurance should cover you for any damage that was caused, like having the keys stolen. Either way, you need to notify your insurance company right away. Not reporting that the car was recovered, and accepting the insurance payment is insurance fraud. Good luck and if you have any questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.