Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about how we make money.

Author profile picture

Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Author profile picture

Renata Balasco

Senior Content Strategist

  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

How much does car insurance cost in Clovis?


The average car insurance rate in Clovis is $1,771 per year. That's cheaper than the average in California ($1,868) and pricier than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Clovis.

Clovis Average (annual) California Average National Average
$1,771 $1,868 $1,548
Clovis car insurance premiums — table of contents:


Clovis auto insurance premiums by insurer


The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the car insurance provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Clovis's cheapest rates. We've gathered the best cheap car insurance companies in Clovis below.

Use this list as a starting point: it's important to view quotes specific to your unique driving profile.

Company Average Annual Rate
GEICO $1,182
Mercury $1,241
Infinity $1,642
CSAA $1,782
Alliance $1,789

Learn more about how to find the best cheap car insurance.


Clovis auto insurance premiums by age

The age group that enjoys the lowest auto insurance rates in Clovis are drivers in their age_60s, who pay an average of $1,575per year. Those in their age_50s don't pay much more ($1,584).

The Clovis drivers who face the priciest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Clovis is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Clovis is $3,972, the largest such difference between any two age groups.

Age Average Yearly Rate
Teenagers $6,611
20s $2,639
30s $1,723
40s $1,665
50s $1,584
60s $1,575
70s $1,824

Learn more about how age influences auto insurance rates.


Clovis car insurance premiums by gender and marital status


In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In Clovis, married drivers pay $72 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. In Clovis, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that may impact auto insurance costs. In Clovis, female drivers pay $2 per year more than do male drivers.

Marital Status/Gender Average Yearly Rate
Female $1,773
Male $1,771
Single $1,699
Married $1,699
Divorced $1,771
Widowed $1,720

Learn more about how gender and marital status affect car insurance rates.


Clovis auto insurance premiums by incident history


No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Clovis drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $2,984 per year versus the city average. A ticket for speeding results in a $724 rate hike while a DWI or DUI violation costs $2,897 per year in extra insurance expenditures.

Citation Average Yearly Rate
DUI/DWI $4,668
Reckless Driving $4,755
At-fault Accident (damages less than $1,000) $1,778
At-fault Accident (damages > $2,000) $3,108
Speeding Ticket (16-20 mph over speed limit) $2,495

Learn more about how citations can raise your auto insurance rates.


Clovis auto insurance rates by credit tier


California is one of the few U.S. states that doesn't allow car insurance companies to adjust rates based on a driver's credit history. 

Learn more about how credit scores are used to calculate insurance rates

Compare companies and find a cheap policy.

Location pin icon
No junk mail. No spam calls. Free quotes.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.