Clovis, CA Car Insurance

How much does car insurance cost in Clovis?


The average car insurance rate in Clovis is $1,771 per year. That's cheaper than the average in California ($1,868) and pricier than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Clovis.


CAR INSURANCE RATES IN CLOVIS
Clovis Average (annual)California AverageNational Average
$1,771$1,868$1,548

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Clovis auto insurance premiums by insurer


The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical insurance customer, GEICO provides Clovis's cheapest rates. We've gathered the best cheap car insurance companies in Clovis below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.


CLOVIS CAR INSURANCE RATES BY COMPANY
CompanyAverage Annual Rate
GEICO$1,182
Mercury$1,241
Infinity$1,642
CSAA$1,782
Alliance$1,789

Check out our guide to learn how to find the best cheap car insurance.



Clovis auto insurance premiums by age

The age group that enjoys the lowest auto insurance rates in Clovis are drivers in their age_60s, who pay an average of $1,575per year. Those in their age_50s don't pay much more ($1,584).

The Clovis drivers who face the priciest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Clovis is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Clovis is $3,972, the largest such difference between any two age groups.


CLOVIS CAR INSURANCE PREMIUMS BY DRIVER AGE
AgeAverage Yearly Rate
Teenagers$6,611
20s$2,639
30s$1,723
40s$1,665
50s$1,584
60s$1,575
70s$1,824

Learn more about how age influences auto insurance rates.



Clovis car insurance premiums by gender and marital status


In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In Clovis, married drivers pay $72 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. In Clovis, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can impact auto insurance costs. In Clovis, female drivers pay $2 per year more than do male drivers.


CLOVIS AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Yearly Rate
Female$1,773
Male$1,771
Single$1,699
Married$1,699
Divorced$1,771
Widowed$1,720

Learn more about how gender and marital status have on car insurance rates.



Clovis auto insurance premiums by incident history


No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Clovis drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $2,984 per year versus the city average. A ticket for speeding results in a $724 rate hike while a DWI or DUI violation costs $2,897per year in extra insurance expenditures.


AVERAGE CLOVIS INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
CitationAverage Yearly Rate
DUI/DWI$4,668
Reckless Driving$4,755
At-fault Accident (damages less than $1,000)$1,778
At-fault Accident (damages > $2,000)$3,108
Speeding Ticket (16-20 mph over speed limit)$2,495

Learn more about how citations can raise your auto insurance rates.



Clovis auto insurance rates by credit tier


Credit score is often closely correlated with car insurance costs. Clovis drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Clovis, improving your credit to "Fair" could help you earn $0 in savings on insurance premiums each year.


CLOVIS CAR INSURANCE RATES BY CREDIT LEVEL
Credit LevelAverage Yearly Rate
Very Poor$1,771
Fair$1,771
Good$1,771
Very Good$1,771
Exceptional$1,771

Get additional information on how credit impacts car insurance costs.



Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has been a contributor to numerous publications focused on the nuances of insurance, including BestCompany.com.