Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about how we make money.

Author profile picture

Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

Author profile picture

Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

How much is auto insurance in Fontana?


The typical Fontana driver pays $1,998 per year for car insurance. That's more expensive than the statewide average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Fontana.

Fontana Average (annual) California Average United States Average
$1,998 $1,868 $1,548
Skip to:


Fontana car insurance rates by company


The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, GEICO provides Fontana's cheapest rates. We've listed the best cheap car insurance companies in Fontana below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.

Company Average Yearly Rate
GEICO $1,298
Mercury $1,372
Infinity $1,806
AAA $1,818
Alliance $2,052

Consult our expert guide and find the best cheap car insurance.


Fontana car insurance costs by age

The age group that enjoys the lowest auto insurance rates in Fontana are drivers in their 60s, who pay an average of $1,774 per year. Rates for Fontana drivers in their 50s are also relatively affordable, at just $1,788 per year.

The Fontana drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Fontana is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Fontana is $4,462, the largest such difference between any two age brackets.

Age group Average Annual Rate
Teenagers $7,431
20s $2,969
30s $1,944
40s $1,880
50s $1,788
60s $1,774
70s $2,050

Learn more about the impact of age on car insurance premiums.


Fontana car insurance rates by gender and marital status


Marital status and gender can be contributors to car insurance rates, in some cases. In most locations in the U.S., single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Fontana pay $81 less than single drivers for auto insurance. 

Gender is another factor that can influence auto insurance rates. In Fontana, female drivers pay more for auto insurance than do male drivers: $1 per year, to be precise.

Marital Status/Gender Average Annual Rate
Female $1,999
Male $1,998
Single $1,918
Married $1,918
Divorced $1,998
Widowed $1,942

Learn more about how gender and marital status have on auto insurance rates.


Fontana auto insurance premiums by incident history


Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Fontana, a reckless driving citation results in an average insurance rate increase of $3,436 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,342 increase and a speeding ticket triggers an $821 rate hike.

Citation Average Yearly Rate
DWI/DUI $5,340
Reckless Driving $5,434
At-fault Accident (damages less than $1,000) $2,005
At-fault Accident (damages greater than $2,000) $3,506
Speeding Ticket (16-20 mph over speed limit) $2,819

Learn more about how citations can raise your auto insurance rates.


Fontana car insurance costs by credit tier


In California, auto insurance companies aren't allowed to use a driver's credit score to help assign premiums. 


Compare car insurance quotes.

Location pin icon
No junk mail. No spam calls. Free quotes.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.