Fontana, CA Car Insurance

How much is auto insurance in Fontana?


The typical Fontana driver pays $1,998 per year for car insurance. That's more expensive than the statewide average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Fontana.


FONTANA CAR INSURANCE RATES
Fontana Average (annual)California AverageUnited States Average
$1,998$1,868$1,548

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Fontana car insurance rates by company


The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, GEICO provides Fontana's cheapest rates. We've listed the best cheap car insurance companies in Fontana below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.


FONTANA CAR INSURANCE RATES BY COMPANY
CompanyAverage Yearly Rate
GEICO$1,298
Mercury$1,372
Infinity$1,806
AAA$1,818
Alliance$2,052

Consult our expert guide to finding the best cheap car insurance.



Fontana car insurance costs by age

The age group that enjoys the lowest auto insurance rates in Fontana are drivers in their age_60s, who pay an average of $1,774per year. Rates for Fontana drivers in their age_50s are also relatively affordable, at just $1,788 per year.

The Fontana drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Fontana is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Fontana is $4,462, the largest such difference between any two age brackets.


FONTANA CAR INSURANCE PREMIUMS BY DRIVER AGE
Age groupAverage Annual Rate
Teenagers$7,431
20s$2,969
30s$1,944
40s$1,880
50s$1,788
60s$1,774
70s$2,050

Learn more about the impact of age on car insurance premiums.



Fontana car insurance rates by gender and marital status


Marital status and gender can be contributors to car insurance rates, in some cases. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Fontana pay $81 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Fontana, widowed drivers pay less than those who are single.

Gender is another factor that can influence auto insurance rates. In Fontana, female drivers pay more for auto insurance than do male drivers: $1 per year, to be precise.


FONTANA CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Annual Rate
Female$1,999
Male$1,998
Single$1,918
Married$1,918
Divorced$1,998
Widowed$1,942

Learn more about how gender and marital status have on auto insurance rates.



Fontana auto insurance premiums by incident history


Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Fontana, a reckless driving citation results in an average insurance rate increase of $3,436 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,342 increase and a speeding ticket triggers an $821 rate hike.


FONTANA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
CitationAverage Yearly Rate
DWI/DUI$5,340
Reckless Driving$5,434
At-fault Accident (damages less than $1,000)$2,005
At-fault Accident (damages greater than $2,000)$3,506
Speeding Ticket (16-20 mph over speed limit)$2,819

Learn more about how citations can raise your auto insurance rates.



Fontana car insurance costs by credit tier


It's no secret credit score is closely correlated with car insurance rates. Fontana drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their auto insurance premiums. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Fontana, improving your credit to "Fair" corresponds with a $0 decrease in annual car insurance rates.


FONTANA AUTO INSURANCE PREMIUMS BY CREDIT SCORE
Credit TierAverage Yearly Rate
Very Poor$1,998
Fair$1,998
Good$1,998
Very Good$1,998
Exceptional$1,998

Get additional information on how credit impacts car insurance costs.



Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a masters degree from Royal Holloway, University of London. He has been quoted by Kin Insurance, Safety.com, and autoinsuranceEZ.com.