Inglewood, CA Car Insurance

Auto insurance costs an average of $205 per month in the city of Inglewood, California. Explore ways to save in our guide.

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How much does car insurance cost in Inglewood?

 

Car insurance coverage costs an average of $2,459 each year in Inglewood. That's pricier than the average across California ($1,868) and more costly than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Inglewood.

 
AUTO INSURANCE: INGLEWOOD RATES VS. STATE + NATIONAL AVERAGES
Inglewood Average (annual)California AverageNational Average
$2,459$1,868$1,548
 
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Inglewood car insurance costs by provider

 

The difference in auto insurance rates from company to company can be substantial. In Inglewood, GEICO offers the cheapest premiums for the typical insurance buyer. See below the best companies for cheap auto insurance in Inglewood — but don't forget to get personalized car insurance quotes to match your driving profile.

 
INGLEWOOD CAR INSURANCE RATES BY COMPANY
Insurance CompanyAverage Rate (annual)
GEICO$1,614
Mercury$1,824
CSAA$2,229
Infinity$2,255
AAA$2,437
 

Read our guide to finding the best cheap auto insurance.

 

Inglewood car insurance premiums by age

The best age for car insurance rates as a driver in Inglewood is your 60s: drivers in this age group pay an average of $2,199 per year. Rates for Inglewood drivers in their 50s are also relatively affordable, at just $2,208 per year.

Teenage drivers pay Inglewood's most expensive insurance rates. When drivers hit their 20s in Inglewood and move out of the teenage age bracket, they reduce their premiums substantially. The difference in rates paid by teenage drivers and drivers in their 20s in Inglewood is $5,434, the largest such difference between any two age groups.

 
CAR INSURANCE RATES BY AGE TIER IN INGLEWOOD
AgeAverage Annual Rate
Teenagers$9,076
20s$3,642
30s$2,392
40s$2,318
50s$2,208
60s$2,199
70s$2,549
 

Learn more about the impact of age on car insurance premiums.

 

Inglewood car insurance rates by marital status and gender

 

In some cases, a driver's marital status and gender may affect their car insurance rates. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Inglewood pay $98 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Inglewood, single drivers pay more than those who are widowed.

Gender is another factor that can affect car insurance rates. In Inglewood, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.

 
INGLEWOOD CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Yearly Rate
Female$2,464
Male$2,459
Single$2,361
Married$2,361
Divorced$2,459
Widowed$2,392
 

Learn more about how gender and marital status have on insurance rates.

 

Inglewood car insurance costs by driving history

 

If you want to keep your car insurance costs reasonable, keep your driving record clean. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Two of the most costly citations to receive are DUI and reckless driving. Inglewood drivers found guilty of reckless driving face insurance rate increases of $4,145 per year, compared to the citywide average. A DUI violation may lead to a $4,027 increase, while a citation for speeding leads to a $1,016 rate hike.

 
INGLEWOOD CAR INSURANCE RATES AFTER A COLLISION OR CITATION
IncidentAverage Annual Rate
DWI/DUI$6,486
Reckless Driving$6,604
At-fault Accident (damages less than $1,000)$2,468
At-fault Accident (damages > $2,000)$4,318
Speeding Ticket (16-20 mph over speed limit)$3,475
 

Get more info on how a bad driving history can impact your car insurance costs.

 

Inglewood auto insurance costs by credit level

 

It's no secret credit score is closely correlated with car insurance rates. Moving from "Very Poor" to "Fair" credit is typically a substantial step toward saving money on auto insurance.

California, however, is one of three states that have banned insurance companies from using the credit scores of drivers as a factor in pricing premiums. Whether you have poor or excellent credit, it won't impact your premium in Inglewood.

Get additional information on how credit impacts car insurance costs.

 

Ready to start saving on car insurance? Compare quotes today!

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Ava Lynch LinkedIn

Based in Austin, TX, Ava has been in the insurance industry as a licensed agent for 4-plus years. Ava is currently one of The Zebra’s resident property insurance experts and has been featured in publications such as US News Report, GasBuddy, and Yahoo! Finance.