| Discount Comparison | Esurance | Travelers |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Esurance | Travelers |
|---|---|---|
| Financial Strength | Superior | Superior |
| JD Power Rankings | N/A | Average |
| User Satisfaction | N/A | N/A |
| Other Products | Esurance | Travelers |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |
| Other Features | Esurance | Travelers |
|---|---|---|
| About | From car insurance to homeowners, motorcycle, and renters coverage, Esurance will be there for you from quote to claim with lightning-fast claims and proven financial strength. | Travelers knows that you have a lot riding on those wheels; with package offerings and competitive insurance rates, they work to protect you wherever you go. |
| Roadside Assistance | Esurance's Emergency Roadside Service will pay up to $75 towards roadside services including towing assistance, tire changes, gas, oil, and water delivery, battery service and lockout service. You may need to have comprehensive and collision coverage as a prerequisite to add this coverage to your policy. | Traveler's Basic Roadside Assistance provides towing service up to 15 miles, as well as emergency car services such as jump start, fuel delivery, flat tire change and lockout assistance. Traveler's Premier Roadside Assistance provides the same emergency car services, towing service up to 100 miles, and Trip Interruption coverage, which offers reimbursement of $200 a day (to a maximum of $600) for meals and lodging if your breakdown occurs 100 or more miles from home. Additionally, Premier Roadside Assistance provides Personal Property coverage with a $500 limit for any items damaged or stolen during the breakdown. |
| Additional Discounts | Esurance offers an additional discount for customers who have obtained emergency road assistance from a provider other than Esurance (such as AAA or the National Automobile Club). | None Available |
| Recent Questions |
Insurance increase due to increased cost of parts and labor?
There's a couple of things to look at here. First, parts and labor for BMWs are typically higher than other vehicles and are considered more expensive in general to maintain.
Can Esurance deny a refund if I forgot to cancel my policy when I switched to a new company?
This sounds like an company issue and not a state law. Insurance companies in Illinois are legally required to issue refunds for "unearned premium", but you didn't prepay your bill.
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Should I choose a company that is cheaper for my auto insurance or my home?
There's a couple of things to think about. While price is important, I would make sure you have equal coverage for your home and your auto from both Travelers and State Farm.
What is an ADOT Code?
Your ADOT code should be listed on your ID card from Travelers. If you don't see it listed there, contact Travelers Customer service.
What do I do if a tree falls on my car?
If you have comprehensive coverage then there should be no issue with filing a claim with your insurance company and getting your vehicle repaired. Your insurance company would also handle any issues with your apartment complex being liable for the damage.
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