Are you a tech-savvy city-dweller who relies on your car for occasional errands instead of daily commutes? Root Car Insurance could be the company for you. This relatively new usage-based insurance company uses real-time driving behavior tracking technology — via its mobile app — to assign premiums, rather than relying on typical insurance rating factors (like larger companies such as GEICO). GEICO, on the other hand, is among the nation's largest and most trusted insurance companies. GEICO is available in every US state and currently insures 27 million vehicles. If you're interested in weighing the merits of Root's start-up insurance services against a more established option, take a look at our in-depth comparison below.
|Discount Comparison||Root Insurance||GEICO|
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|Ratings Comparison||Root Insurance||GEICO|
|JD Power Rankings||N/A||Above average|
|Other Products||Root Insurance||GEICO|
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|Other Features||Root Insurance||GEICO|
|About||Root Car Insurance offers "car insurance for the way you drive." Its usage-based pricing model uses data gathered via telematics devices to price premiums based on mileage and driving habits, rather then demographic information.||GEICO uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.|
|Roadside Assistance||Root Car Insurance offers roadside assistance with every policy.||You can use a mobile app to request service from GEICO's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.|
|Additional Discounts||Root Car Insurance provides usage-based discounts based on driving behavior and mileage.||GEICO offers an additional discount for vehicles with daytime running lights as well as discounts for federal employees. Moreover, the company offers the policy feature of accident forgiveness.|
|Recent Questions||I made two claims last year. Should I file a third?|
If you're filing a claim to fix the damages caused to the fence, you should go ahead and get your vehicle fixed as well; events that go on your insurance history will mark all the payouts as coming from the same claim. However, having three recent claims will likely result in your rate increasing, so consider shopping around for cheaper insurance elsewhere.Will comprehensive insurance cover damages caused by road debris?
Sorry to hear about your accident. If you have comprehensive, it should cover any damages caused by debris.Which insurance companies will insure a driver without a license?
You may check with Geico to see if they will take an unlicensed driver. However, in my experience, they will not.Should I stay with my car insurance company even if I'm getting a better quote from elsewhere?
It's possible that your agent is simply trying to keep your business. However, he may actually be correct.See More Questions
|Compare More||Root Insurance vs. Allstate Root Insurance vs. Metromile Root Insurance vs. Nationwide Root Insurance vs. Progressive Root Insurance vs. State Farm Root Insurance vs. USAA||GEICO vs. 21st Century GEICO vs. Allied GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farm Bureau Mutual GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Infinity GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Metromile GEICO vs. Nationwide GEICO vs. North Star Mutual GEICO vs. Progressive GEICO vs. Safe Auto GEICO vs. Safeco GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAA|
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