How to Find your Lemonade Declarations Page
Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from Lemonade.
What does a Lemonade declarations page look like?Â
A declarations page, or "dec page" for short, is a snapshot of your insurance policy that highlights the most important details. It shows who’s covered, what’s covered, and the coverage limits, giving you a clear overview of your policy. Think of it as your go-to guide for understanding your insurance at a glance.
How to read your declarations page by section:Â
- Policy number: This is your unique policy number, which you’ll need when filing a claim.
- Policy term: Lists the effective date and expiration date of your policy.
- Policyholder name and address: The address listed must be that of the policyholder and the primary location at which the vehicle is kept.
- Coverages and limits:Â Lists personal property, loss of use, personal liability, and other coverages you have included in your policy. The limits list the maximum amount that each coverage will pay.Â
- Premium: The amount you’ll pay over the course of the policy term. Can be listed as a six-month or one-year total.
This is a sample document for instructional purposes only, not a guarantee of specific customer results.
How to Read a Renters Insurance Policy
Knowing what’s in your renters policy can save you trouble down the line. Learn how to read your policy documents to ensure you are properly covered.
How to find your Lemonade declarations page online
To access your declarations page online, log in to your account on the Lemonade website first. Click the drop-down menu next to your name from the home page and select "My Account."
Scroll down to the bottom of the page until you see the pink hyperlinks. Click on "download a copy of your policy" to bring up your declarations page in PDF form.
How to find your declarations page on Lemonade's mobile app
If you need to access your declarations page on the go, the Lemonade mobile app also keeps your documents handy.
- Step 1: Log in to the Lemonade app with your credentials and select the insurance policy you want to download.
- Step 2: Click the three dots in the upper right-hand corner of your screen.
- Step 3: Click on "Download policy." Your declarations page will open in PDF form.
Zebra tip: Renewal is a great time to shop around
If your policy renewal premium seems too high, it’s a great time to look into renters insurance quotes from other companies. Having your declarations page handy makes it easy to compare coverages and ensure you're getting quotes for a policy similar to your current one. It’s also a good idea to shop around for auto insurance while you’re at it—handling both at the same time can save you effort and help you find the best deals.
"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."
Katie Gold — Head of Agency at The Zebra
When would I need my declarations page?Â
Your insurance declarations page is a key document that details your coverages and their limits. It’s especially helpful in a variety of situations, like exploring new providers, buying a new car, or updating your policy—such as adding drivers or vehicles. Understanding how to read this page empowers you to make informed decisions about your coverage, confirm you’re well-protected, and make updating or comparing policies much easier.
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