Renters Insurance in Columbus, OH

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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Renters insurance in Columbus, Ohio

It's very important to maintain renters insurance if you're renting a house or an apartment. Renters insurance covers your dwelling and most property within it against a variety of perils, including fire, theft, vandalism, or wind damage. Since these occurrences are fairly common, the affordability of a renters policy, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

The cost of renters insurance relies on a variety of factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average annual renters insurance rate in Columbus is $166.

Getting affordable renters insurance in Columbus should start with a thorough review of the top renters insurance companies. Check out our breakdown of average Columbus renters insurance rates to ensure you start your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Columbus

Renters insurance rates in Columbus depend on the insurance company you choose. For instance, Cincinnati Insurance offers the cheapest renters insurance in Columbus, at just $71 per year. That's less expensive than the city's average cost of $166, providing a $95 price break on the city's normal rates.

Start your search for a renters insurance policy by reviewing the cheapest companies in Columbus.

CompanyAverage Annual Rate in Columbus
Cincinnati Insurance$71
Motorist Mutual$100
Grange Insurance$108

Columbus renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on your coverage levels. Common renters insurance tiers are $25,000 and $50,000 property coverage. In Columbus, the annual cost differential between these options is about $58. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Columbus
$25K Property$137
$50K Property$195

Tip: bundle your auto and renters insurance policies in Columbus

If you’re trying to save, purchase your renters and auto policies from a single company. Bundling renters and car insurance in Columbus can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 5.2% on car insurance premiums. The car insurance company with the cheapest bundled rate is GEICO, followed by Erie and Progressive.

Annual Bundle SavingsBundle Savings %

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