Finding renters insurance doesn’t need to be confusing. Compare rates by location and carrier below.
Renters insurance is a critical — and affordable — form of insurance. It keeps your things safe in the event your rental property suffers damage from a common incident. A renters policy defends personal items against fire or smoke damage, a wind storm, theft or vandalism, and a variety of other circumstances.
There are substantial differences in the cost of renters insurance by state. Renters insurance rates in states vary based on the number and total value of renters policy claims filed in that particular state, and depend on the price of the belongings you're insuring.Renters insurance in Ohio is cheaper than the national average. The typical annual renters insurance rate in Ohio is $166, $18 less expensive than the average rate across all US states.
The easiest way to find an affordable renters insurance policy in Ohio is to compare rates and consider policies from a variety of insurance companies. Get an idea of typical renters insurance rates in Ohio by reviewing the below data. Your rates may vary, depending on your coverage details and the value of your belongings.
Renters insurance rates in Ohio will vary depending on the insurance company you choose. Cincinnati Insurance sells the cheapest renters insurance in Ohio, at only $75 per year. This compares favorably to the state's mean cost of $166, providing a 55% price cut on the state's average rate.
Start looking for a renters insurance policy by viewing average rates from top Ohio insurance companies, listed below.
| Company | Average Yearly Rate in Ohio |
| Cincinnati Insurance | $74.62 |
| USAA | $94.07 |
| Motorist Mutual | $100.87 |
| Erie | $109.62 |
| American Select | $132.85 |
Not all Ohio cities have equal renters insurance rates. Policies are often priced on city-specific variables, including the number of local claims filed, lending your ZIP code plenty of weight in deciding how much you pay.
The most affordable renters insurance in Ohio is found in Strongsville. In Strongsville, the typical renters insurance policy costs $149 each year — $17 less than the statewide average. Reference the below table to see the cheapest cities in Ohio for renters insurance.
| City | Average Annual Renters Insurance Rate |
| Strongsville | $149.28 |
| Parma | $149.82 |
| Lakewood | $149.97 |
| Lorain | $152.24 |
| Euclid | $152.59 |
If you want to save, consider carrying your renters and auto policies with the same insurance company. Bundling renters and auto insurance in Ohio can lead to substantial savings on your auto insurance bill. In fact, bundling policies in Ohio may generate a yearly discount of $51.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. Annual Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,032.06 | $981.04 | $51.01 | 5% |
One of the best ways to save on auto insurance is to bundle policies. Start shopping today!