Cleveland, OH Renters Insurance

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Renters Insurance in Cleveland, Ohio


It's very important to maintain renters insurance if you're renting a home. Renters insurance covers your dwelling and most property within it against a variety of harms, such as fire, theft, vandalism, or wind damage. Given the likelihood of one of these incidents, the affordable price of renters insurance, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

The cost of your renters insurance will rely on a number of contributing factors, including the building's age, its material constitution, its geographic location, and the pricing rules of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average yearly cost of renters insurance in Cleveland is $166.

Getting affordable renters insurance in Cleveland starts with shopping around and comparing policies. Check out our breakdown of Cleveland renters insurance costs to ensure you start your search with as much background info as possible. Note that rates will vary based on coverage limits and other factors.


Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Cleveland

Insurance premiums in Cleveland vary based on the insurance company. For instance, Cincinnati Insurance offers the cheapest renters insurance in Cleveland, at just $73 per year. That's less expensive than the city's average cost of $166, providing a $93 price break on the city's normal rates.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Cleveland.


AFFORDABLE RENTERS INSURANCE COMPANIES IN CLEVELAND
CompanyAverage Annual Rate in Cleveland
Cincinnati Insurance$73
USAA$83
Motorist Mutual$100
Erie$103
Grange Insurance$109

Cleveland renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on the amount of coverage you purchase. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Cleveland, the annual cost differential between these levels is roughly $59. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Rate in Cleveland
$25K Property$137
$50K Property$195

Tip: bundle your auto and renters insurance policies in Cleveland

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Combining renters and car insurance in Cleveland can lead to substantial savings. In fact, bundling policies in Cleveland leads to average auto insurance savings of $65. The auto insurer with the cheapest bundled rate is GEICO, followed by Erie and Progressive.


CAR AND RENTERS BUNDLING DISCOUNTS IN CLEVELAND
Annual Bundle SavingsBundle Savings %
$655.3%




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Ross MartinManager, Content Quality

As a licensed insurance agent, Ross researches and writes insurance content intended to help users make informed decisions.

Ross's background is in writing and education. He holds a master's degree from Royal Holloway, University of London.

Ross's work has been cited by The New York Times, Investopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.

  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.