Finding a renters insurance policy shouldn't be stressful. Compare rates from Wisconsin by city and insurance company below.
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Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. A renters insurance policy defends belongings in the event of fire, smoke damage, a wind event, vandalism or theft, and a number of other events.
Unlike car insurance, renters policies aren’t priced based on state-level legislation. That said, there are sometimes substantial gaps in the cost of renters insurance policies by state. Insurance policy costs in a given state vary depending on the number of — and value of — renters claims submitted across the state, and also on the value of the belongings being insured.Wisconsin renters insurance is less expensive than the national average. The average annual cost of renters insurance in Wisconsin is $119, $65 less expensive than in other states.
The easiest way to find an affordable renters insurance policy in Wisconsin is to get quotes from multiple insurance companies. Learn typical renters insurance rates in Wisconsin via the below breakdown. Remember: your rates will vary, depending on the value of your belongings and your coverage limits.
Renters insurance prices in Wisconsin can vary based on the insurance company you use. Erie provides the cheapest renters insurance in Wisconsin — just $77 each year. This compares favorably to the state average cost of $119, providing a 35% price cut on average policy costs statewide.
Start searching for cheap renters insurance by viewing average rates from top Wisconsin renters insurance carriers, listed below.
| Insurer | Average Annual Rate in Wisconsin |
| Erie | $77.49 |
| Rural Mutual Insurance | $81.50 |
| Safeco | $88.75 |
| American Family | $91.66 |
| West Bend Mutual | $106.29 |
Renters insurance rates in Wisconsin vary depending on the city. Policy pricing depends on city-specific variables, including the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.
The cheapest renters insurance rates in Wisconsin are in Oshkosh. An average renters insurance policy in Oshkosh costs just $114 per year — $50 less than the average Wisconsin rate. Reference the below table to see the cheapest cities in Wisconsin for renters insurance.
| City | Average 12-Month Renters Insurance Rate |
| Oshkosh | $114 |
| Appleton | $115 |
| West Bend | $115 |
| Manitowoc | $115 |
| Green Bay | $116 |
If you want to save on insurance, consider carrying your renters and auto policies with the same insurance company. A renters and car insurance bundle in Wisconsin can save you a substantial sum each month on your auto insurance policy. Purchasing bundled policies in Wisconsin leads to yearly savings of $66.
| Avg. 12-Month Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,069.67 | $1,003.70 | $65.96 | 7% |
One of the best ways to save on auto insurance is bundling. Get started today!
Looking for info on renters insurance for a particular city? Have a look at our listof the most populous cities in Wisconsin.
Wisconsin does not require renters insurance, though many landlords can require it. Regardless, renters insurance is highly recommended as it provides key liability and property coverages that can come in handy.
Wisconsin renters insurance covers your personal belongings should they be lost, stolen, damaged, or destroyed. However, most policies provide further coverage for liability, temporary housing, and medical payments to others. Each company can have different limits and coverage options, so it's important to shop around to find the best option.