Our licensed agents are here to help!
Chat with one of our licensed agents for friendly, unbiased advice.
Available Mon - Fri 8:00 AM - 7:00 PM CST
Sat 9:00 AM - 5:30 PM CST
Common topics
Other ways to get help
Most Recent Topics
Other people are also asking...
Can I buy insurance without paying a broker fee?
Great question! The good news is that paying extra broker or agent fees is not something you automatically have to expect when buying insurance. In many cases, you can get help shopping for coverage without paying anything extra out of pocket.Here are a few helpful things to know:Not all brokers or…
Do cash buyers need HO-1, HO-2, or HO-3 home insurance?
The main difference between HO-1, HO-2, and HO-3 policies is the number of "perils" (events like fire, wind, or theft) that the insurance company will cover. Since you are buying your home with cash, you aren't forced by a lender to pick a specific plan, but choosing the right home insurance policy…
How can I get home insurance with a small business?
You can find homeowners insurance for your situation by looking for a policy that includes a business use endorsement or a "rider." Most standard companies struggle with home salons because of the foot traffic (clients walking through your home), which they see as a higher risk for accidents.Even t…
Do you need flood insurance in a low-risk area?
Great question, and congrats on the new home. This is something a lot of first-time homeowners wrestle with, especially when flood insurance isn’t required. The short answer: you don’t have to carry flood insurance in a low-risk area, but it’s often still worth considering.A big reason why is that …
