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Can I buy insurance without paying a broker fee?
Great question! The good news is that paying extra broker or agent fees is not something you automatically have to expect when buying insurance. In many cases, you can get help shopping for coverage without paying anything extra out of pocket.Here are a few helpful things to know:Not all brokers or…
Why is my son's driving record still hurting my insurance rates?
If your son hasn't lived in your household for three years, you should be able to remove him from your policy, and your rates will probably drop significantly afterward. A jump from $100 to $650 a month is substantial, and his ticket history is likely the main driver.Insurance companies base your p…
Why do too many home insurance claims make you uninsurable?
Unfortunately, filing multiple claims in a short period of time can make insurers view you as "high-risk." Most people don't find out until it's already happened, and it doesn't necessarily mean you did anything wrong. The good news is those claims will eventually fall off your insurance history an…
Is it normal for pet insurance premiums to go way up at renewal?
An increase in pet insurance premiums at renewal is normal, but whether 35% is on the higher end of typical is hard to say without knowing your pet's age, breed, location, and carrier. The increases do tend to get steeper as your pet gets older. Here's why it happens, and how to decide whether it's…
