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Can I buy insurance without paying a broker fee?
Great question! The good news is that paying extra broker or agent fees is not something you automatically have to expect when buying insurance. In many cases, you can get help shopping for coverage without paying anything extra out of pocket.Here are a few helpful things to know:Not all brokers or…
Does my homeowners insurance cover my e-bike?
There might be coverage for your e-bike, but it's probably not as much as you'd realistically need to replace a high-end model. E-bikes are a bit of an insurance gray area: they aren't a motorcycle or a car, but they're more expensive than your average bike, and the added batteries and motors make …
How do I insure a home I'm building myself?
Congrats on your new home! Coverage while the house is being constructed is called builder's risk insurance, or sometimes called 'course of construction' insurance. It's designed to cover a structure while it's still being built, protecting against things like fire, wind, theft of materials, and va…
Does having no credit at all affect your car insurance?
Good question, and it's a common misconception that no credit is treated the same as neutral or average credit. Unfortunately, that's usually not the case: most insurers, including in Arizona, view a blank credit file similarly to a low or "fair" credit score rather than a clean slate, since they d…
