The average Washingtonian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 263 cups of coffee or $658 in savings

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Where you live in Washington affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Washington is no exception to the rule. From zip code 20001 to 20376, premiums rise by 1 percent—that’s $24.

Expensive Cheap
20500 20398 20391 20388 20376
20001 20002 20003 20004 20005

Be Prepared For

Driving in the Nation's Capital

Major Highways
I-495 I-66 I-695
Public Transit
Metrobus Metrorail
Toll Roads
Dulles Toll Road Dulles Access Road
Popular Day Trips
Winchester Annapolis Fredericksburg

Washington Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Washington, you can expect 114 rainy days with an annual rainfall of 39.7 inches. Washington is also known to experience thunderstorms and severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Find Local Washington Agents

Lockton Companies

1801 K Street NW Ste 200 Washington, DC 20006

NLADA Insurance Program

1140 Connecticut Ave, NW, #900 Washington, DC 20036

Georgetown Financial Services Corporation

1050 17th St NW #600 Washington, DC 20036

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