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We Are Here for You and Your AI Agent

The Zebra MCP is live: Your AI agent can now compare car insurance with us directly, whether you use ChatGPT Dots, Meta Muse, Instinct, or Claude Duet. Ask in plain English and stay in control from quote to purchase.

Cheaper car insuranceUsing The Zebra

Can you find me cheaper car insurance?

On it. From your email, you’re with Harbor Auto at $1,284 every 6 months, renewing Nov 2. With your OK, I shared your details with The Zebra.

Used The Zebra · checked 14 carriers

Two carriers match your Harbor coverage for less:

  • Keystone Auto · save $222$1,062
  • Northbridge Mutual · save $180$1,104

These are estimates until the carrier checks your records. I’d pick Keystone. Want me to go ahead, or have a licensed Zebra agent look it over first?

Sample chat · fictional carriers and prices

What We Built

Here at The Zebra, our obsession is making it easy to compare and buy insurance, while keeping customers in control. Over the last few months, we’ve noticed a new type of customer visiting our site: your AI agent. We believe these customers deserve the best possible experience too, especially if they’re making your life easier.

So we’re launching a new experience just for AI agents: our Zebra MCP (short for Model Context Protocol). Our MCP is purpose-built for AI agents’ standards, empowering them to securely use tools and complete the tasks needed to shop for insurance.

The Zebra MCP enables your AI agent to instantly use tools we started building months ago, knowing this moment was coming. And we’re already seeing agents purchasing policies via our MCP — so a new way of shopping is officially here.

Innovation is only interesting to us if it serves our customers, compliantly and privately. Otherwise, our business is insurance, and our philosophy when it comes to insurance is clear: We want it to be simple, we want you to feel confident, and we want to provide the best price we can find.

Why Use The Zebra MCP?

  1. The most accurate rate you can get

    Our patent-pending pricing engine provides rates without sharing your data with carriers until you’re ready to purchase. That means when you get rates through our MCP, you get accuracy that a simple insurance form could never provide. You’ll see a rate as close as possible to what you’ll pay, based on terabytes of real, anonymized customer interactions from our 10+ years in the industry.

  2. Your data stays put until you (the human) decide to share it

    The Zebra’s proprietary pricing engine provides rates within our own secure environment. When your agent uses The Zebra MCP, it can compare rates without exposing your personal info. Once you or your agent see a rate you like, you can decide to share your information to make the purchase. You’re in control the whole time.

  3. Your agent shops once, you save forever

    We know it’s really easy to shop with your AI agent, but shopping once doesn’t ensure you’ll always have the best rate. That’s why we made it easy for you to opt into automatic shopping with The Zebra. As soon as a better rate shows up, we’ll alert you and your agent. If you like the rate, let your agent know and it can switch you to the new policy. The Zebra will handle all the cancellations and payments. You keep the savings.

  4. As agentic as you want, with a human always in reach

    The Zebra’s award-winning insurance agency and advisors are not only why customers love us, but why we’re able to pull a variety of quotes at incredibly accurate prices. When you’re ready to purchase, send your agent all the way through. Our licensed (human!) insurance advisors will confirm on the backend that you have everything you need for your new policy. And sometimes, you just need to talk to someone. We’re real people, ready to listen, and here to help. It’s the best of both worlds.

Try It With Your AI Agent

Paste this into your assistant

Use The Zebra MCP at https://api.thezebra.com/mcp to compare car insurance rates for me. Use what you already know about me and ask for anything else, and don’t share my personal info with any insurance company until I say so.