Question
Why did my premium increase if there was no claims payout?
My insurance increased by almost 20%. My wife was hit by an elderly couple... wasn't her fault. No costs incurred by our insurance company but our premium just went up almost 20%. Is that normal?
Answer
There are many different reasons that your insurance rates can increase. Sometimes there is even more than one reason the rates go up. Having a not-at-fault accident can impact your rates. However, it would not impact your rates as much as it would if it was an at-fault accident. The not-at-fault accident will be listed on your claims history for up to three years. Another common reason for a rate increase is simply the cost of doing business has increased. This can be because companies are having to pay for more accidents and cars are more expensive to repair. I would suggest calling your agent to find out what specifically caused your rate to increase by 20%. You can always shop around. At The Zebra, we can quote you with several companies at once. You can also give us a call at 833-768-7789. Good luck and if you have any other questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.