If I'm the victim of a hit and run will my rate increase?
If I am a victim of a hit and run accident still my rate goes up and accident will appear in my record? I was driving on the street suddenly a car passed from the other side and hit my car and run I couldn't get any information from the other driver. Will the accident still be posted on my driving record?
The accident will show up on your record. How it appears on your record depends on what coverage paid for your repairs. If you have uninsured motorist coverage (which covers a hit a run) and this coverage was used to pay for the damages, the accident will be listed as not-at-fault. Not-at-fault accidents do not impact your rates as much as an at-fault accident and only stay on your record for up to three years. With that being said, if your damages were paid under your collision coverage (if you don't have uninsured motorist coverage), then the accident will be listed as at-fault. At-fault accidents can stay on your record for up to five years and impact your rate. Good luck and if you have any questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.