Is accident forgiveness with Nationwide a good idea?

I currently have a young daughter (16-years-old) and got her a leased vehicle because it was the cheapest option for us. Afterwards, I'm realizing that maybe that wasn't a good idea because I found out we have to keep this car in mint condition. We're going to stick it out anyway, but I'm looking into what options I have in terms of insuring this thing. It's a 2018 Honda Civic. I read about accident forgiveness (I have Nationwide) and I'm curious if it's a good idea.

Accident forgiveness, which Nationwide offers as an optional add-on in many states, can keep your premium from going up after your first at-fault accident. However, it's the lease that makes things more complicated. With a leased car, the main thing is that you’ll usually need full coverage (liability, collision, and comprehensive), plus gap coverage in case the car is totaled and worth less than what’s left on the lease. Your insurer can confirm you’re meeting those requirements.

Accident forgiveness can be useful with a new driver in the household, since teens are statistically more likely to have fender benders. It won’t erase the accident from the record, but it may protect you from a rate hike.

Whether it’s worth it depends on your budget and comfort level. Some families prefer to pay extra for the peace of mind, while others choose to save the money up front and take their chances. It’s not a must-have, but with a teen driver and a leased vehicle, it’s worth considering.