July 31, 2018
Liberty Mutual and Esurance are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Liberty Mutual was founded in 1912, while Esurance was founded in 1999. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
|Discount Comparison||Liberty Mutual||Esurance|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Liberty Mutual||Esurance|
|JD Power Rankings||Average||N/A|
|Other Products||Liberty Mutual||Esurance|
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|Other Features||Liberty Mutual||Esurance|
|About||Liberty Mutual's "Buy Online Now” option may qualify drivers for additional discounts. Liberty Mutual customizes its insurance offerings so drivers only pay for what they need.||From car insurance to homeowners, motorcycle, and renters coverage, Esurance will be there for you from quote to claim with lightning-fast claims and proven financial strength.|
|Roadside Assistance||Liberty Mutual offers 24-hour Roadside Assistance — covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors — with purchase of optional Towing & Labor coverage.||Esurance's Emergency Roadside Service will pay up to $75 towards roadside services including towing assistance, tire changes, gas, oil, and water delivery, battery service and lockout service. You may need to have comprehensive and collision coverage as a prerequisite to add this coverage to your policy.|
|Additional Discounts||Liberty Mutual offers additional discounts such as Newly Independent, New Teen and Good Payer discounts. In addition, Liberty Mutual offers benefits like Accident Forgiveness. Liberty Mutual also allows drivers to lock in their rate for a full year.||Esurance offers an additional discount for customers who have obtained emergency road assistance from a provider other than Esurance (such as AAA or the National Automobile Club).|
Why did my rate increase for a $25 towing claim?
Unfortunately, you were given the correct information. Insurance companies base their rates on the risk of having to pay any claim.See More Questions
Can Esurance deny a refund if I forgot to cancel my policy when I switched to a new company?
This sounds like an company issue and not a state law. Insurance companies in Illinois are legally required to issue refunds for "unearned premium", but you didn't prepay your bill.See More Questions
|Compare More||Liberty Mutual vs. 21st Century Liberty Mutual vs. Allied Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Erie Liberty Mutual vs. Farm Bureau Mutual Liberty Mutual vs. Foremost Liberty Mutual vs. Infinity Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. North Star Mutual Liberty Mutual vs. Safe Auto Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers||Esurance vs. 21st Century Esurance vs. Allied Esurance vs. Allstate Esurance vs. American Family Esurance vs. Amica Mutual Insurance Esurance vs. Auto Club (AAA) Esurance vs. Elephant Esurance vs. Erie Esurance vs. Farmers Esurance vs. Foremost Esurance vs. GEICO Esurance vs. Infinity Esurance vs. Mercury Esurance vs. MetLife Esurance vs. Metromile Esurance vs. Nationwide Esurance vs. Progressive Esurance vs. Safe Auto Esurance vs. Safeco Esurance vs. State Farm Esurance vs. The General Esurance vs. The Hartford Esurance vs. Titan Esurance vs. Travelers Esurance vs. USAA|
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