Allstate vs Allied

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Allstate or Allied:
Which Company is Best for You?

Choosing an auto insurance company can be difficult: rates can vary based on your driving history, location, and age, and insurers offer a variety of perks. Allstate and Allied are two of the nation's most popular insurance companies, providing affordable insurance policies across many states.

To help make insurance shopping seamless, we pulled average policy prices from Allied and Allstate. These take into consideration a number of rating factors, including credit rating, driving behavior, and age. Examine these figures and find an affordable policy today.

Seeking more info? Read our comprehensive reviews of Allstate and Allied.


Comparing car insurance rates: Allstate vs. Allied


Allstate vs. Allied: prices by credit level

If you have very poor credit, Allied could be a better option for you. Typically, Allied offers cheaper rates than Allstate for drivers with credit scores of less than 580. Insurance shoppers with extraordinary credit — a score of 800 or better — should consider Check out average insurance rates by credit tier for Allied and Allstate below.


COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Allied VS. Allstate
Credit levelAllstate avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$3,117$1,483
Fair (580-669)$2,162$1,097
Good (670-739)$2,021$1,104
Very Good (740-799)$1,820$920
Exceptional (800-850)$1,743$857

Allstate vs. Allied: high-risk driver rates

If you are carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI on your driving résumé, Allied could be a better choice than Allstate. Each insurer prices policies differently after a violation, so always do your due diligence and compare quotes to understand which insurer suits you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Allied VS. Allstate
ViolationAllstate avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$3,006$1,662
At-fault accident (damage > $1,000)$2,290$1,221
DUI/DWI$3,637$2,708
Reckless driving$3,388$2,708
Speeding ticket$2,256$1,232

Allstate vs. Allied: rates by age bracket

Insurers use a driver's age to outline risk potential, assigning rates accordingly. A car insurance policy is often expensive for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for drivers aged 25 or older. Since every insurance company evaluates ages uniquely, it's wise to compare rates and find a suitable policy.

As a general rule, teen drivers should choose Allied instead of Allstate: the former's average annual rates are $2,916 less than the latter's..


AGE BRACKET INSURANCE RATE COMPARISON: Allied VS. Allstate
AgeAllstate avg. annual premiumAllied avg. annual premium
Teens$6,442$3,526
20s$2,636$1,392
30s$1,920$1,392
40s$1,912$959
50s$1,893$915
60s$1,768$832

Aside from affordability, Allstate and Allied each carry pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonAllstateAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonAllstateAllied
Financial Strength ExcellentExcellent
JD Power Rankings AverageN/A
User Satisfaction 4.3/54.3/5
Other ProductsAllstateAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesAllstateAllied
AboutInsurance doesn’t have to be a compromise. With Allstate you can get the protection you need and the new low rates you want. See how much you can save today.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceAllstate offers three types of roadside service to customers with and without an Allstate insurance plan. Annual roadside membership plans and pay-per-use plans are available, and if you have Allstate insurance, you can add roadside coverage to your policy. The pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $119 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services).Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsAllstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsCan you make your child a permissive user in order to get a discount?
You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent.
Do I have to list my spouse as a driver?
You do have to list your spouse on the policy but many companies will allow you to exclude your spouse as a driver. Keep in mind that unless your spouse has a poor driving history, bad credit, or an expensive car, it's usually a sensible decision to add them since most insurance companies offer a discount on a joint policy.
Car insurance for elderly car owner who doesn't drive
There's a couple of ways to go about handling this. First, you need to be careful about your mother's registration.
Can a claim be denied if I have scheduled personal property coverage for a home where I'm no longer living?
The issue might be that the policy covering your wife's ring was intended to provide coverage for your primary residence. Most standard homeowners policies require that you actually live full time in the house for which the policy applies.
See More Questions
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