Allstate or Allied: Which Company is Best for You?
Choosing an auto insurance company can be difficult: rates can vary based on your driving history, location, and age, and insurers offer a variety of perks. Allstate and Allied are two of the nation's most popular insurance companies, providing affordable insurance policies across many states.
To help make insurance shopping seamless, we pulled average policy prices from Allied and Allstate. These take into consideration a number of rating factors, including credit rating, driving behavior, and age. Examine these figures and find an affordable policy today.
Seeking more info? Read our comprehensive reviews of Allstate and Allied.
Comparing car insurance rates: Allstate vs. Allied
Allstate vs. Allied: prices by credit level
If you have very poor credit, Allied could be a better option for you. Typically, Allied offers cheaper rates than Allstate for drivers with credit scores of less than 580. Insurance shoppers with extraordinary credit — a score of 800 or better — should consider Check out average insurance rates by credit tier for Allied and Allstate below.
COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Allied VS. Allstate
| Credit level | Allstate avg. annual premium | Allied avg. annual premium |
| Very Poor (300-579) | $3,117 | $1,483 |
| Fair (580-669) | $2,162 | $1,097 |
| Good (670-739) | $2,021 | $1,104 |
| Very Good (740-799) | $1,820 | $920 |
| Exceptional (800-850) | $1,743 | $857 |
Allstate vs. Allied: high-risk driver rates
If you are carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI on your driving résumé, Allied could be a better choice than Allstate. Each insurer prices policies differently after a violation, so always do your due diligence and compare quotes to understand which insurer suits you.
COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Allied VS. Allstate
| Violation | Allstate avg. annual premium | Allied avg. annual premium |
| At-fault accident (damage < $1,000) | $3,006 | $1,662 |
| At-fault accident (damage > $1,000) | $2,290 | $1,221 |
| DUI/DWI | $3,637 | $2,708 |
| Reckless driving | $3,388 | $2,708 |
| Speeding ticket | $2,256 | $1,232 |
Allstate vs. Allied: rates by age bracket
Insurers use a driver's age to outline risk potential, assigning rates accordingly. A car insurance policy is often expensive for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for drivers aged 25 or older. Since every insurance company evaluates ages uniquely, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Allied instead of Allstate: the former's average annual rates are $2,916 less than the latter's..
AGE BRACKET INSURANCE RATE COMPARISON: Allied VS. Allstate
| Age | Allstate avg. annual premium | Allied avg. annual premium |
| Teens | $6,442 | $3,526 |
| 20s | $2,636 | $1,392 |
| 30s | $1,920 | $1,392 |
| 40s | $1,912 | $959 |
| 50s | $1,893 | $915 |
| 60s | $1,768 | $832 |
Aside from affordability, Allstate and Allied each carry pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Allstate | Allied |
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| Good Student |
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| Ratings Comparison | Allstate | Allied |
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| Financial Strength | Excellent | Excellent |
| JD Power Rankings | Average | N/A |
| User Satisfaction | 4.3/5 | 4.3/5 |
| Other Products | Allstate | Allied |
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| Other Features | Allstate | Allied |
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| About | Insurance doesn’t have to be a compromise. With Allstate you can get the protection you need and the new low rates you want. See how much you can save today. | Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you. |
| Roadside Assistance | Allstate offers three types of roadside service to customers with and without an Allstate insurance plan. Annual roadside membership plans and pay-per-use plans are available, and if you have Allstate insurance, you can add roadside coverage to your policy. The pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $119 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). | Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts. |
| Additional Discounts | Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired. | Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually. |
| Recent Questions |
Car insurance for elderly car owner who doesn't drive
There's a couple of ways to go about handling this. First, you need to be careful about your mother's registration.
What should I do if I cancelled my insurance policy but the company drafted money out of my account afterward?
While I can't say with a certainty, it sounds like you were set up for EFT (auto-draft) payments with Allstate so you didn't have to worry about calling in or mailing a payment. Unfortunately with EFT options, it may not be possible to stop a scheduled payment draft depending on when the payment is set to be withdrawn.
See More Questions
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