Progressive vs. Infinity

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Progressive or Infinity: Which Company is Best for You?

Picking a car insurer can be tricky: rates can vary by location, age, and driving history, and every company's discounts vary. Progressive and Infinity are two of America's most popular car insurance companies, offering competitively priced coverage across large portions of America.

In an effort to make shopping for car insurance easier, we've gathered typical rates from Infinity and Progressive. The below cover a variety of pricing factors, including credit rating, driving infractions, and age. Take a look at these rates and find the perfect policy for you.

Go in-depth: Check out our comprehensive reviews of Progressive and Infinity.


Progressive vs. Infinity: premium comparison


Progressive vs. Infinity: pricing by credit score

If you have very poor credit, Progressive could be a better option for you. On average, Progressive offers more affordable rates than Infinity for drivers with credit scores of less than 580. Those with exceptional credit — a score of 800 or higher — should lean toward Progressive, which typically beats Infinity by $2,561 annually. View common insurance rates by credit tier for Infinity and Progressive below.

Credit level Progressive avg. annual premium Infinity avg. annual premium
Very Poor (300-579) $3,602 $7,847
Fair (580-669) $2,127 $4,862
Good (670-739) $1,708 $3,955
Very Good (740-799) $1,453 $4,045
Exceptional (800-850) $1,320 $3,881

Progressive vs. Infinity: rates for drivers with bad records

If you have an at-fault collision, ticket, reckless driving citation, or DWI on your driving résumé, Progressive could be a better choice than Infinity. Every insurance company will handle driving offenses differently, so it's worth comparing quotes to understand which insurance company suits you.

RATES BY VIOLATION: Infinity VS. Progressive
Violation Progressive avg. annual premium Infinity avg. annual premium
At-fault accident (damage < $1,000) $2,720 $5,774
At-fault accident (damage > $1,000) $2,245 $4,487
DUI/DWI $2,201 $6,124
Reckless driving $2,457 $6,124
Speeding ticket $2,091 $4,174

Progressive vs. Infinity: rates by age

Insurance companies use age to outline risk potential, assigning rates accordingly. Insurance is typically expensive for teen drivers — due to their increased odds of being involved in an accident — and most affordable for middle-aged drivers. Since every insurance company rates age tiers in a different way, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose Progressive instead of Infinity: Progressive offers average yearly savings of $8,043, compared to Infinity.

RATES BY AGE BRACKET: Infinity VS. Progressive
Age Progressive avg. annual premium Infinity avg. annual premium
Teens $8,248 $16,291
20s $2,287 $5,588
30s $1,646 $5,588
40s $1,644 $4,077
50s $1,542 $3,716
60s $1,403 $3,365

Aside from affordability, Progressive and Infinity each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount Comparison Progressive Infinity
Good Student supported supported
Multiple Policies supported
Multiple Vehicles supported supported
Anti-Theft Device(s) supported
Anti-Lock Brake System supported
Air Bags supported
Good Driver supported
Defensive Driver supported
Student Away at School supported
Driver Training
Green Vehicles
Affinity Membership Alum supported
Advanced Purchase supported
Pay in Full supported supported
Home Owner supported supported
eSign or ePay
Telematics supported
New Vehicle
Annual Mileage
Ratings Comparison Progressive Infinity
Financial Strength Question mark icon Superior Excellent
JD Power Rankings Question mark icon Below average N/A
User Satisfaction Question mark icon



Other Products Progressive Infinity
Boat Insurance supported supported
Condo Insurance supported supported
Life Insurance supported supported
Homeowners Insurance supported supported
Travel Trailer Insurance supported supported
Renters Insurance supported supported
RV Insurance supported supported
Motorcycle Insurance supported supported
Mobile Home Insurance supported supported
Other Features Progressive Infinity
About Since 1938, Progressive has made it easy to understand, buy, and use car insurance. In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents, you can choose the coverage options that make the most sense to you. Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside Assistance Progressive's Roadside Assistance offers towing service, winching service, flat tire change, battery jump-start, battery charge for electric cars, locksmith service, on-scene labor, and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance. Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional Discounts Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company. Infinity offers an additional discount in most states for registering your policy account profile online.
Recent Questions Do I need to put everyone in my household on my policy?
It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.
How many cars can I have on my progressive policy?
Hello, Most companies — including Progressive — will allow four cars per policy. Of course, it's always a good idea to check with your insurance company if you are unsure about whether or not your cars are covered.
Why won't my insurance recognize or cover Tesla labor rates?
Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.
I'm selling my car and canceling insurance. When I buy another car a few months from now, will I get higher rates for a lapse in coverage?
You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you.
See More Questions
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