Progressive vs Infinity: Which is Better for You?
Compare rates from the top car insurance companies in your area.
Progressive or Infinity: Which company is best for you?
Picking a car insurer can be tricky: rates can vary by location, age, and driving history, and every company's discounts vary. Progressive and Infinity are two of America's most popular car insurance companies, offering competitively priced coverage across large portions of America.
In an effort to make shopping for car insurance easier, we've gathered typical rates from Infinity and Progressive. The below cover a variety of pricing factors, including credit rating, driving infractions, and age. Take a look at these rates and find the perfect policy for you.
Go in-depth: Check out our comprehensive reviews of Progressive and Infinity.
Progressive vs. Infinity: by credit level
If you have very poor credit, Progressive could be a better option for you. On average, Progressive offers more affordable rates than Infinity for drivers with credit scores of less than 580. Those with exceptional credit — a score of 800 or higher — should lean toward Progressive, which typically beats Infinity by $2,561 annually. View common insurance rates by credit tier for Infinity and Progressive below.
INSURER RATES BY CREDIT SCORE: INFINITY VS. PROGRESSIVE
| Credit level | Progressive avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $3,602 | $7,847 |
| Fair (580-669) | $2,127 | $4,862 |
| Good (670-739) | $1,708 | $3,955 |
| Very Good (740-799) | $1,453 | $4,045 |
| Exceptional (800-850) | $1,320 | $3,881 |
Progressive vs. Infinity: by citation
If you have an at-fault collision, ticket, reckless driving citation, or DWI on your driving résumé, Progressive could be a better choice than Infinity. Every insurance company will handle driving offenses differently, so it's worth comparing quotes to understand which insurance company suits you.
INSURER RATES BY VIOLATION: INFINITY VS. PROGRESSIVE
| Violation | Progressive avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $2,720 | $5,774 |
| At-fault accident (damage > $1,000) | $2,245 | $4,487 |
| DUI/DWI | $2,201 | $6,124 |
| Reckless driving | $2,457 | $6,124 |
| Speeding ticket | $2,091 | $4,174 |
Progressive vs. Infinity: by age
Insurance companies use age to outline risk potential, assigning rates accordingly. Insurance is typically expensive for teen drivers — due to their increased odds of being involved in an accident — and most affordable for middle-aged drivers. Since every insurance company rates age tiers in a different way, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose Progressive instead of Infinity: Progressive offers average yearly savings of $8,043, compared to Infinity.
INSURER RATES BY AGE: INFINITY VS. PROGRESSIVE
| Age | Progressive avg. annual premium | Infinity avg. annual premium |
| Teens | $8,248 | $16,291 |
| 20s | $2,287 | $5,588 |
| 30s | $1,646 | $5,588 |
| 40s | $1,644 | $4,077 |
| 50s | $1,542 | $3,716 |
| 60s | $1,403 | $3,365 |
Aside from affordability, Progressive and Infinity each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
| Discount Comparison | Progressive | Infinity |
|---|---|---|
| Good Student |
|
|
| Multiple Policies |
|
|
| Multiple Vehicles |
|
|
| Anti-Theft Device(s) |
|
|
| Anti-Lock Brake System |
|
|
| Air Bags |
|
|
| Good Driver |
|
|
| Defensive Driver |
|
|
| Student Away at School |
|
|
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum |
|
|
| Advanced Purchase |
|
|
| Pay in Full |
|
|
| Home Owner |
|
|
| eSign or ePay | ||
| Telematics |
|
|
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | Progressive | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Below average | N/A |
| User Satisfaction |
A+ |
A+ |
| Other Products | Progressive | Infinity |
|---|---|---|
| Boat Insurance |
|
|
| Condo Insurance |
|
|
| Life Insurance |
|
|
| Homeowners Insurance |
|
|
| Travel Trailer Insurance |
|
|
| Renters Insurance |
|
|
| RV Insurance |
|
|
| Motorcycle Insurance |
|
|
| Mobile Home Insurance |
|
|
| Other Features | Progressive | Infinity |
|---|---|---|
| About | Since 1938, Progressive has made it easy to understand, buy, and use car insurance. In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents, you can choose the coverage options that make the most sense to you. | Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage. |
| Roadside Assistance | Progressive's Roadside Assistance offers towing service, winching service, flat tire change, battery jump-start, battery charge for electric cars, locksmith service, on-scene labor, and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance. | Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period. |
| Additional Discounts | Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company. | Infinity offers an additional discount in most states for registering your policy account profile online. |
| Top States | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas | Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas |