Farmers vs Allied: Which is Better for You?
Compare rates from the top car insurance companies in your area.
Farmers or Allied: Which company is best for you?
Choosing an auto insurance company can be tricky: companies' rates differ based on your driving history, age, and location, and companies offer an array of discounts. Farmers and Allied are two of the most popular auto insurance companies, providing high-quality coverage across most of America.
To simplify the process of comparing insurance companies, we have pulled average rates from Allied and Farmers. These take into consideration myriad pricing factors, including credit quality, driving history, and age. Examine these figures and find your next car insurance policy today.
Farmers vs. Allied: by credit level
If you have very bad credit, Allied could be preferable to Farmers. On average, Allied offers lower rates than Farmers for drivers with credit scores of 579 or less. Those with outstanding credit — a score of 800 or higher — should opt for Check out average insurance costs by credit tier for Allied and Farmers:
INSURER RATES BY CREDIT SCORE: ALLIED VS. FARMERS
|Credit level||Farmers avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$2,633||$1,483|
|Very Good (740-799)||$1,459||$920|
Farmers vs. Allied: by citation
If you've got an at-fault crash, speeding ticket, reckless driving violation, or DUI on your driving record, Allied could be a better choice than Farmers. Every insurance company has different post-violation pricing structures, so don't hesitate to shop around to figure out which insurance company suits you.
INSURER RATES BY VIOLATION: ALLIED VS. FARMERS
|Violation||Farmers avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,334||$1,662|
|At-fault accident (damage > $1,000)||$1,699||$1,221|
Farmers vs. Allied: by age
Insurance companies rely on age as an indicator of potential risk, pricing premiums accordingly. An auto insurance policy is often most expensive for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for older drivers. Because each insurance company evaluates age tiers in a different way, it's worth doing some comparison shopping.
As a general rule, teen drivers should choose Allied over Farmers: the former's average annual rates are $2,992 less than the latter's..
INSURER RATES BY AGE: ALLIED VS. FARMERS
|Age tier||Farmers avg. annual premium||Allied avg. annual premium|
Cost aside, Farmers and Allied both have pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||Below average||N/A|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Farmers Insurance Hawaii knows how important it is for you to protect your vehicle and save money. That’s why they offer discounts and benefits you may want, along with unparalleled customer and claim service.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Farmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Farmers offers an additional discount for seniors.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Top States||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|