Renters Insurance in Hawaii

Renters insurance shouldn't be complicated. Compare rates from Hawaii by city and company below.

How to find affordable renters insurance in Hawaii


Renters insurance is a great — and cheap! — way to ensure your personal belongings are insured against common incidents. A renters insurance policy protects belongings against fire or smoke damage, wind damage, vandalism or theft, and a number of other misfortunes.

There are substantial variations in the cost of renters insurance policies by state. Renters insurance costs by state vary depending on the value of — and frequency of — renters insurance claims filed statewide, and also on the price of the belongings you're insuring.

Getting renters insurance in Hawaii is cheaper than the national average. The typical annual renters insurance rate in Hawaii is $174, $11 less expensive than the US average.

The easiest way to get a cheap renters insurance policy in Hawaii is to compare rates and consider policies from as many insurance companies as possible. Get an idea of typical renters insurance rates in Hawaii by referencing the below tables. Individual rates may vary depending on coverage options and the value of your belongings.


Hawaii renters insurance:
  1. Rates by company
  2. Costs by city
  3. Bundling

Renters insurance rates in Hawaii by insurer

Prices for renters insurance in Hawaii differ depending on the insurance company you select. State Farm offers the most affordable renters insurance in Hawaii — $117 each year. This compares favorably to the state average price of $174, providing a 33% price break on average statewide renters insurance costs.

Start looking for a renters insurance policy by reviewing the best Hawaii renters insurance carriers, listed below.


THE MOST AFFORDABLE RENTERS INSURANCE COMPANIES IN HAWAII
Insurance CompanyAverage Annual Rate in Hawaii
State Farm$116.50
Allstate$159.50
Liberty Mutual$175.50
Universal Insurance$205.00
Commerce$209.50

Hawaii renters insurance costs by city

Renters insurance rates in Hawaii vary by city. Prices depend on city-specific variables like the number of claims filed in the immediate area, lending your ZIP code plenty of weight in deciding how much you pay.

The cheapest renters insurance in Hawaii is available in Honolulu. An average renters insurance policy in Honolulu costs just $174 per year — $0 less than the average Hawaii rate. The below cities have the most affordable renters insurance in Hawaii.


AFFORDABLE CITIES FOR RENTERS INSURANCE IN HAWAII
CityAverage Yearly Renters Insurance Rate
Honolulu$173.69
Pearl City$173.69
Hilo$173.69
Kailua$173.69
Kahului$173.69

Hawaii insurance bundling discounts: renters and auto

To trim a few dollars from your insurance costs, consider buying your renters and auto policies from the same insurance company. A renters and auto insurance bundle in Hawaii can lead to substantial savings on your auto insurance bill. Bundling policies in Hawaii leads to a yearly savings of $36.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN HAWAII
Avg. Annual Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,081.18$1,044.93$36.253%

A great way to save is to bundle your renters and auto insurance policies. Compare rates today!


Compare car insurance rates today!