Finding renters insurance shouldn't be stressful. Compare rates from Missouri by city and carrier below.
Renters insurance may be optional, but it's important. It helps to protect your belongings in the event your rental property sustains damage. A renters insurance policy protects your belongings in the event of smoke or fire damage, a wind storm, theft or vandalism, and a variety of other common calamities.Unlike auto insurance, renters insurance isn't priced based on state-level laws. Even still, there are sometimes substantial variations in average renters insurance prices by state. Renters insurance policy rates in states may differ depending on the number and total value of renters claims filed in the state, and depend on the value of the belongings you're covering.
Getting renters insurance in Missouri is more expensive than the national average. The typical annual renters insurance rate in Missouri is $189, $5 more expensive than the average rate across all US states.
The best way to acquire an affordable renters insurance policy in Missouri is to shop around and compare rates from as many insurance companies as possible. Learn more about typical renters insurance rates in Missouri via the below breakdown. Individual rates may vary depending on coverage options and the value of your belongings.
Prices for renters insurance in Missouri will vary depending on which insurance company you choose. Safeco offers the best deal on renters insurance in Missouri — only $130 per year. This is less than the state average cost of $189, providing a 32% discount on average policy costs statewide.
Begin your search for a renters insurance policy by reviewing the most affordable Missouri renters insurance carriers, listed below.
|Insurer||Average Yearly Rate in Missouri|
Not every city in Missouri has equal renters insurance costs. Policy pricing depends on city-specific variables, including the number of claims filed nearby, meaning your specific ZIP code impact how much you pay.
The cheapest renters insurance in Missouri is available in Jefferson City. The average renters insurance policy in Jefferson City costs only $177 per year — $115 less than the state average. The below table shows the best places to live in Missouri if you’re looking for cheap renters insurance.
|City||Average Yearly Renters Insurance Rate|
If you’re seeking ways to save on your insurance expenditures, consider holding your car and renters policies with the same insurance company. Bundling renters and auto insurance in Missouri can save you a substantial sum each month on auto insurance. Bundling policies in Missouri may earn you yearly savings of $72.
|Avg. 12-Month Auto Insurance Rate (No Bundle)||Avg. 12-Month Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
A great way to save is to bundle your renters and auto insurance policies. Compare rates today!
Looking for information about renters insurance for a specific city? Take a look at our listof major metropolitan areas in Missouri.
In Missouri, there is no law that requires renters to have renters insurance, but keep in mind it's usually required by landlords before you can rent their property. It's an inexpensive way to protect your personal property if something happens to the rental.
A renters policy can be more flexible depending on your individual needs. In general, a basic policy will get you liability insurance, coverage for the home's contents, loss of use, and medical payments to others.