Washington, D.C. Renters Insurance

Getting renters insurance shouldn't be complicated. Compare rates from Washington, D.C. by city and insurance company below.

Find cheap renters insurance in Washington, D.C.

Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. Renters insurance protects your belongings against fire or smoke damage, a wind storm, vandalism or theft, and a collection of other mishaps.

There are substantial differences in the cost of renters insurance by state. Policy prices in a given state may differ depending on the number of — and value of — renters insurance claims filed across the state, and depend on the value of the belongings being insured.

Getting renters insurance in Washington, D.C. is more expensive than the US average. The typical annual renters insurance rate in Washington, D.C. is $262, $78 more expensive than the average rate across all US states.

The easiest way to get affordable renters insurance in Washington, D.C. is to compare rates from as many insurers as possible. Learn typical renters insurance rates in Washington, D.C. via the below breakdown. Your rates may vary, depending on your coverage limits and the valuation of your belongings.

Washington, D.C. renters insurance:
  1. Rates by company
  2. Insurance bundling discounts

    Renters insurance prices in Washington, D.C. by insurance company

    Renters insurance prices in Washington, D.C. differ depending on the insurance company you choose. USAA provides the cheapest renters insurance in Washington, D.C., at only $92 per year. This beats the state average cost of $262, providing a 65% discount on the state's average rate.

    Get a head start on looking for affordable coverage by reviewing the best Washington, D.C. insurance companies, listed below.

    CompanyAverage Yearly Rate in Washington, D.C.
    State Farm$191.00
    Great Northern$335.00

    Another company to consider is Lemonade. With average rates at $5, Lemonade and USAA are the most competitive rates in DC for renters insurance — but you do not need to be a military member to qualify! Click below to get started.

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    Tip: bundle renters and auto insurance in Washington, D.C.

    If you're trying to save on insurance, consider purchasing your renters and car insurance policies from the same company. Bundling renters and auto insurance in Washington, D.C. can save you a substantial sum each month on your auto insurance bill. Bundling policies in Washington, D.C. leads to an average annual savings of $66.

    Avg. 12-Month Auto Insurance Rate (No Bundle)
    Avg. Yearly Auto Insurance Rate (Bundle)
    Annual Bundle Savings
    Bundle Savings %


    A great way to save is to bundle your renters and auto insurance policies. Find a policy today!


    Compare rates from top car insurance companies.

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