Question 1: How can I find the exact date of my speeding ticket?
A couple of years ago, I was driving through Chandler, Arizona doing 58 mph in a 45 mph zon. I got pulled over and got a speeding ticket. The funny thing is, while I can remember the exact speed I was going and that this happened some time in 2020, I can't remember the month or the day. After it happened, I decided not to do the defensive driving class. I just paid a $245 fine and moved on. However, my insurance premium basically doubled! How long will I be paying for this?
-Accelerated in Arizona
To get an exact date on your ticket, you will need to contact the DMV in the state the violation occurred (in this case, Arizona). In most case, you can order a record of your driving history, although it might cost a small fee.
In terms of your rate increase and how long you might pay for it, the average length of time a violation will affect your insurance rates is 3 years. That said, the increase you mentioned does seem pretty steep. In 2021, the average increase for a speeding ticket (11 - 15 miles over the in limit) in Arizona led to a rate of $1,866. The average insurance rate in Arizona without any violations was $1,439. Thus, the increase is 29%. Obviously, these are just averages over the whole state, but since the doubling you mentioned does sound atypical, it might be worth comparing rates to see if you can't get a better deal.