Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

What can I do if someone hit my car and left a note but they won't answer or return my calls?

I came out to my vehicle yesterday morning and saw that someone had left a huge dent on the passenger side fender. There was a note on my windshield with a name and phone number, but when I call no one answers. What can I do?

Aug 13, 2024 Austin, TX

Answer
Author profile picture
The Zebra
The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

Your best bet would be to contact your insurance provider. They may even recommend that you contact the police to file a report about the incident. Your insurance provider should cover your damage, assuming you have uninsured motorist or collision coverage, and will then subrogate (negotiate to be reimbursed for any repair payments) with the other driver's insurance company. Provide them with the other party's contact information and any other details you have handy to assist them in rectifying the situation. If you are asked to pay a deductible for the repair, make sure to ask your insurance company if that will be reimbursed.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Do I need to report a fix-it ticket when applying for new auto insurance?

As long as your license wasn't suspended as a result — or other violations that affect your driving record — you do not have to report fix-it tickets to your insurance company. Insurers typically will only rate against moving violations that show up on your motor vehicle record (MVR).If you're look…
Aug 13, 2024 Arlington, TX

Do I have to pay a deductible if I hit someone but my vehicle is not damaged?

In a case where you are considered at-fault in an accident, in Virginia, your deductible should only apply if your vehicle was damaged and you want it repaired by your insurance company. The only other time you should be subject to a deductible in Virginia would be if you are filing an uninsured mo…
Aug 13, 2024 Vienna, VA

What coverage do I need if I hit a deer?

Normally when you are driving and hit something in the road then the damage would be covered under collision. However, hitting a deer (or any other animal) is considered a comprehensive claim since it is an unexpected variable and falls under the category of an "act of god," much like hail damage o…
Aug 8, 2025 Bryan, TX

Who is at fault if I opened my car door and it was hit by another driver?

In situations where a car door is opened and subsequently hit, fault is generally with the person who opened the door. There are scenarios where both drivers may share liability and each situation is different, so it's difficult to say with any certainty where fault lies. Your best bet is to contac…
Apr 20, 2023 Dallas, TX