How much is auto insurance in Glendale?


Car insurance coverage costs an average of $1,724 each year in Glendale. That's more than the average across Arizona ($1,470) and more costly than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Glendale.


GLENDALE CAR INSURANCE RATES
Glendale Average (yearly)Arizona AverageNational Average
$1,724$1,470$1,548

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Glendale car insurance costs by provider


The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Glendale, GEICO provides the most affordable rates for the typical insurance customer. See below the best companies for cheap auto insurance in Glendale — but don't forget to get personalized car insurance quotes to match your driving profile.


GLENDALE AUTO INSURANCE RATES BY COMPANY
InsurerAverage Rate (annual)
GEICO$896
USAA$1,196
State Farm$1,710
Progressive$1,868
American Family$1,947

Check out our guide to learn how to find the best cheap car insurance.



Glendale car insurance premiums by age

The best age for car insurance rates as a driver in Glendale is your 50s: drivers in this age group pay an average of $1,540per year. Drivers in their 60s pay marginally higher rates — $1,605 per year.

The Glendale drivers who face the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Glendale is to age out of your teenage years. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Glendale is $4,844, the largest such difference between any two age groups.


CAR INSURANCE RATES BY AGE TIER IN GLENDALE
Age tierAverage Annual Rate
Teenagers$7,148
20s$2,303
30s$1,692
40s$1,649
50s$1,540
60s$1,605
70s$2,052

Learn more about the impact of age on auto insurance rates.



Glendale auto insurance rates by gender and marital status


In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Glendale pay $135 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Glendale, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can impact auto insurance costs. In Glendale, female drivers pay more for auto insurance than do male drivers: $33 per year, to be precise.


GLENDALE CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Gender/Marital StatusAverage Yearly Rate
Female$1,757
Male$1,724
Single$1,589
Married$1,589
Divorced$1,724
Widowed$1,649

Learn more about how gender and marital status have on insurance rates.



Glendale auto insurance costs by violation history


No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Glendale, a reckless driving citation results in an average insurance rate increase of $765 per year, compared to the citywide average. For comparison's sake, a DUI offense results in an $858 increase and a speeding ticket triggers a $465 rate hike.


GLENDALE CAR INSURANCE RATES AFTER A COLLISION OR CITATION
CitationAverage Yearly Rate
DWI/DUI$2,582
Reckless Driving$2,489
At-fault Accident (damages less than $1,000)$2,213
At-fault Accident (damages > $2,000)$2,517
Speeding Ticket (16-20 mph over speed limit)$2,189

Get more info on how a bad driving history can impact your car insurance costs.



Glendale car insurance rates by credit level


Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In fact, Glendale drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 64% decrease in their auto insurance costs. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Glendale, improving your credit to "Fair" corresponds with a $1,774 decrease in annual car insurance rates.


GLENDALE AUTO INSURANCE RATES BY CREDIT LEVEL
Credit TierAverage Yearly Rate
Very Poor$3,884
Fair$2,109
Good$1,724
Very Good$1,556
Exceptional$1,380

Curious about how your credit score might impact your auto insurance rates? Click here to learn more.



What drives up car insurance rates in Glendale?

Where you live in Glendale affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Glendale is no exception to the rule. From ZIP code 85310 to 91204, premiums rise by 93 percent—that’s $1085.

Expensive Glendale ZIP codes: 91210, 91201, 91203, 91205, 91204

Cheap Glendale ZIP codes: 85310, 85345, 85308, 85382, 85309

Glendale Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.

And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Glendale, you can expect 31 rainy days with an annual rainfall of 8 inches. Glendale is also known to experience thunderstorms and flash floods.

31

Rainy Days a Year

8"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Glendale

2
Major Highways
U.S. 60 SR 101
2
Public Transit
Valley Metro Bus

Car Insurance Companies in Glendale

Find Local Glendale Agents

Owen Insurance Group, Inc.

6635 W Happy Valley Rd # A104-508, Glendale, AZ 85310

Westgate Insurance Agency, LLC

5800 W Glenn Dr Ste 330, Glendale, AZ 85301

Freeway Insurance Services of Arizona

6804 N 51st Ave, Glendale, AZ 85301

Gary Swanigan Insurance Agency, Inc.

8607 N 59th Ave Suite C2, Glendale, AZ 85302

Burski Insurance Agency LLC

7347 N 43Rd Ln, Glendale, AZ 85301

AABAR Insurance Services, Inc.

6710 N 47th Ave Ste 3, Glendale, AZ 85301

Ideal Insurance Agency, Inc.

7121 West Bell Road Suite 10L, Glendale, AZ 85308

J&S Insurance Services LLC dba: Northwest Insurance Agency

7115 N 55th Ave, Glendale, AZ 85301

Cynthia Fisher Agency LLC

20100 N 51st Ave Suite F-640, Glendale, AZ 85308

Not sure about Glendale

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2

$1,228

The average Glendale resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

196

That's equal to 196 cups of coffee or $491 in savings

See How Much You Can Save in Glendale

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Recent Questions:

Glendale Car Insurance

I was billed for forced car insurance even though I already had it

While it can vary by the individual policy procedures of your lender, they should be able to backdate those charges if you're able to show proof of insurance for the duration of the loan. You can request a policy declaration or binder from your insurance company which will show the date of policy inception.