How much is auto insurance in Glendale?
Car insurance coverage costs an average of $1,724 each year in Glendale. That's more than the average across Arizona ($1,470) and more costly than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Glendale.
GLENDALE CAR INSURANCE RATES
|Glendale Average (yearly)||Arizona Average||National Average|
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Glendale car insurance costs by provider
The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Glendale, GEICO provides the most affordable rates for the typical insurance customer. See below the best companies for cheap auto insurance in Glendale — but don't forget to get personalized car insurance quotes to match your driving profile.
GLENDALE AUTO INSURANCE RATES BY COMPANY
|Insurer||Average Rate (annual)|
Glendale car insurance premiums by age
The best age for car insurance rates as a driver in Glendale is your 50s: drivers in this age group pay an average of $1,540per year. Drivers in their 60s pay marginally higher rates — $1,605 per year.
The Glendale drivers who face the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Glendale is to age out of your teenage years. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Glendale is $4,844, the largest such difference between any two age groups.
CAR INSURANCE RATES BY AGE TIER IN GLENDALE
|Age tier||Average Annual Rate|
Glendale auto insurance rates by gender and marital status
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Glendale pay $135 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Glendale, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is another factor that can impact auto insurance costs. In Glendale, female drivers pay more for auto insurance than do male drivers: $33 per year, to be precise.
GLENDALE CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Gender/Marital Status||Average Yearly Rate|
Glendale auto insurance costs by violation history
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates affordable. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Glendale, a reckless driving citation results in an average insurance rate increase of $765 per year, compared to the citywide average. For comparison's sake, a DUI offense results in an $858 increase and a speeding ticket triggers a $465 rate hike.
GLENDALE CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Citation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,213|
|At-fault Accident (damages > $2,000)||$2,517|
|Speeding Ticket (16-20 mph over speed limit)||$2,189|
Glendale car insurance rates by credit level
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In fact, Glendale drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 64% decrease in their auto insurance costs. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Glendale, improving your credit to "Fair" corresponds with a $1,774 decrease in annual car insurance rates.
GLENDALE AUTO INSURANCE RATES BY CREDIT LEVEL
|Credit Tier||Average Yearly Rate|
What drives up car insurance rates in Glendale?
Where you live in Glendale affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Glendale is no exception to the rule. From ZIP code 85310 to 91204, premiums rise by 93 percent—that’s $1085.
Expensive Glendale ZIP codes: 91210, 91201, 91203, 91205, 91204
Cheap Glendale ZIP codes: 85310, 85345, 85308, 85382, 85309
Glendale Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.
And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Glendale, you can expect 31 rainy days with an annual rainfall of 8 inches. Glendale is also known to experience thunderstorms and flash floods.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Glendale
Find Local Glendale Agents
Owen Insurance Group, Inc.
6635 W Happy Valley Rd # A104-508, Glendale, AZ 85310
Westgate Insurance Agency, LLC
5800 W Glenn Dr Ste 330, Glendale, AZ 85301
Freeway Insurance Services of Arizona
6804 N 51st Ave, Glendale, AZ 85301
Gary Swanigan Insurance Agency, Inc.
8607 N 59th Ave Suite C2, Glendale, AZ 85302
Burski Insurance Agency LLC
7347 N 43Rd Ln, Glendale, AZ 85301
AABAR Insurance Services, Inc.
6710 N 47th Ave Ste 3, Glendale, AZ 85301
Ideal Insurance Agency, Inc.
7121 West Bell Road Suite 10L, Glendale, AZ 85308
J&S Insurance Services LLC dba: Northwest Insurance Agency
7115 N 55th Ave, Glendale, AZ 85301
Cynthia Fisher Agency LLC
20100 N 51st Ave Suite F-640, Glendale, AZ 85308
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