Anaheim Homeowners Insurance

The Zebra
Aug. 26, 2019

Find cheap home insurance in Anaheim


Home insurance is a hugely important part of owning a home. Fire, vandalism, theft, and wind damage are just a few of the perils for which homeowners coverage can protect your dwelling and personal property. Given the relatively frequent occurrence of these incidents and the substantial cost of replacing a home, having a home insurance policy is a solid investment.

The cost of homeowners insurance coverage depends on myriad factors, including the value of the dwelling, the value of your personal items, and the materials used to construct the home. Your home's location can also impact how much you pay, as some locations are more prone to destructive hazards. If your area is at risk of being affected by hail, strong winds, fire, frozen pipes, or volcanic activity, then your premiums could be substantially higher than average. Learn more about the specifics of home insurance coverage.

If you want to find cheap home insurance in Anaheim, start with shopping around and comparing different policies. Have a look at the summary below comparing average Anaheim homeowners insurance rates to ensure you start your search with as much background info as possible. One thing to note is that the yearly cost of home coverage is determined based on your chosen coverage limits as well as a number of other rating factors.


Anaheim, California, homeowners insurance:
  1. Rates by company
  2. Rates by coverage level
  3. Rates by ZIP code
  4. Insurance bundle discounts

Homeowners insurance in Anaheim by insurance company

Homeowners insurance rates in Anaheim vary from one insurance company to another. The most affordable home insurance in Anaheim is Mercury offering average annual rates at just $612 per year. This is considerably cheaper than the city’s average homeowners premium of $891.

Below you'll find a list of the cheapest home insurance companies in Anaheim, California to help you begin your search.


AFFORDABLE HOME INSURANCE COMPANIES IN ANAHEIM
CompanyAverage Annual Rate
Mercury$612
AAA$676
USAA$676
Allstate$720
Nationwide$720

Average homeowners insurance costs in Anaheim by coverage level

The amount of home coverage you select has an impact on the insurance premiums you pay. In Anaheim, carrying $200K dwelling coverage costs an average of $612, while carrying additional coverage up to $400K costs $1,109 per year.


HOMEOWNERS INSURANCE RATES IN ANAHEIM — POPULAR COVERAGE LIMITS
Coverage LevelAverage Annual Rate
$200K Dwelling$612
$400K Dwelling$1,109

Speak with a homeowners insurance expert

Anaheim home insurance prices by ZIP code

Depending on which part of Anaheim you live in, you might see vastly different home insurance costs. Policies are often priced on local variables such as the number of claims filed in the immediate area, meaning the neighborhood in which you live could have a major impact on how much you pay to insure your home.

If you're looking for the most affordable home insurance rates in Anaheim, take at look at the 92805 ZIP code. In the 92805 area, homeowners coverage usually costs just $859 a year, which isa full $32 less than the overall average for Anaheim. The below table shows the best places to live in Anaheim if you’re looking for affordable homeowners insurance.


AFFORDABLE ZIP CODES FOR HOMEOWNERS INSURANCE IN ANAHEIM
ZIP CodeAverage Annual Home Insurance Rate
92805$859
92804$860
92802$860

Other areas of Anaheim, however, face homeowners rates that surpass the city average . Such areas might face a higher probability of perils such as severe weather and fires. Similarly, they may also have a higher amount of crimes such as burglary or vandalism. One of the costliest ZIP codes for homeowners insurance in Anaheim is 92808, with an annual average rate of $935.


EXPENSIVE AREAS FOR HOMEOWNERS INSURANCE IN ANAHEIM
ZIP CodeAverage Annual Home Insurance Rate
92808$935
92809$933
92899$921

Money-saving tip for home and auto insurance in Anaheim: bundling

If you’re looking for savings on your overall insurance costs, consider purchasing your home and auto policies from the same insurance company. Bundling homeowners and auto insurance can save you a substantial sum each month on your auto insurance bill. Bundling policies in Anaheim could, in fact, lead to average annual savings of 12%.


CHEAPEST AUTO INSURANCE RATES WITH HOME BUNDLE IN ANAHEIM
CompanyAvg. Annual Auto Insurance Rate (Bundle)
Mercury$1,188
GEICO$1,273
Farmers$1,545
State Farm$1,875
Allstate$1,875

It's definitely worth considering bundling both your auto and home policies as a potential way of saving money. To speak with an insurance professional, reach out to us at 855-493-9728 today.


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