AAA vs. Infinity

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Auto Club (AAA) or Infinity:
Which Company is Best for You?

Deciding on a car insurance company can be hard: rates vary by location, age, and driving history, and every company's discounts vary. Auto Club (AAA) and Infinity are two of the most popular auto insurance companies, offering competitively priced policies across many states.

In an effort to simplify the comparison process, we have collected average policy rates from Infinity and Auto Club (AAA). These take into consideration a number of rating factors, including credit rating, driving record, and age. Examine these rates and find the perfect policy for you.

Take a deep dive: Read full-length reviews of AAA and Infinity.


Auto Club (AAA) vs. Infinity: premium comparison


Auto Club (AAA) vs. Infinity: pricing by credit score

If you have very poor credit, Auto Club (AAA) could be preferable to Auto Club (AAA). Typically, Auto Club (AAA) offers better rates than Infinity for drivers with credit scores of lower than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should favor Auto Club (AAA), which typically beats Infinity by $1,067 per year. Check out typical insurance rates by credit tier for Infinity and Auto Club (AAA):

Credit levelAuto Club (AAA) avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$6,569$7,847
Fair (580-669)$4,023$4,862
Good (670-739)$3,723$3,955
Very Good (740-799)$3,004$4,045
Exceptional (800-850)$2,814$3,881

Auto Club (AAA) vs. Infinity: rates for drivers with bad records

If you're carrying an at-fault crash, speeding violation, reckless driving citation, or DUI in your rear view mirror, Auto Club (AAA) could be a better choice than Infinity. Every insurance company prices policies differently after a violation, so it's worth comparing quotes to understand which insurance company suits you.

RATES BY CITATION: Infinity VS. Auto Club (AAA)
ViolationAuto Club (AAA) avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$4,078$5,774
At-fault accident (damage > $1,000)$4,002$4,487
Reckless driving$5,530$6,124
Speeding ticket$4,078$4,174

Auto Club (AAA) vs. Infinity: rates by age

Car insurance companies rely on age as an estimator of risk, assigning rates accordingly. An auto insurance policy is usually priciest for young drivers — because of their inexperience — and most affordable for drivers aged 25 or older. Since each insurance company evaluates ages uniquely, it's worth comparing rates and shopping around.

As a general rule, teen drivers should choose Auto Club (AAA) instead of Infinity: Auto Club (AAA) offers average yearly savings of $6,035, compared to Infinity.

RATES BY AGE: Infinity VS. Auto Club (AAA)
Age bracketAuto Club (AAA) avg. annual premiumInfinity avg. annual premium

Aside from finances, Auto Club (AAA) and Infinity each have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.

Discount ComparisonAuto Club (AAA)Infinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
New Vehicle
Annual Mileage
Ratings ComparisonAuto Club (AAA)Infinity
Financial Strength GoodExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction



Other ProductsAuto Club (AAA)Infinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesAuto Club (AAA)Infinity
AboutAuto Club provides its customers with customizable payment options, competitive rates and excellent features.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceAAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsAAA offers an additional Garage Parking Discount Original Owner Discount, and maintains a wide-ranging rewards program for AAA members.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsCan a bank add insurance to my loan when I already have insurance?
This sounds like a processing error. Short of that, I would say that this issue is unfortunately too specific to your policy for me to accurately advise.
How do i dispute a driving record with AAA
The only way you can dispute a claim on your driving history is to contact LexisNexis. That is the database that reports accidents to other companies.
Can I bundle my renters and new car insurance?
We have several companies that will be able to fit your needs. At this time, we do not quote renters insurance on our site but we can quote you with our agency.
Customer service for AAA roadside assistance only versus AAA auto insurance?
Insurance companies are regulated at a state commissioner level and in theory, are supposed to be neutral. But, it's hard to say for sure any being is entirely neutral.
See More Questions
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