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Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. A renters insurance policy protects items in the event of fire or smoke damage, a wind storm, vandalism, theft, and a variety of other circumstances.Unlike auto insurance, renters insurance isn't priced based on state-level legislation. That said, there are substantial gaps in the cost of renters policies by state. Insurance policy rates in a given state may differ depending on the value of — and total number of — renters policy claims made statewide, and depend on the value of the belongings being insured.
Getting a renters policy in Arkansas is pricier than the US average. The typical annual renters insurance rate in Arkansas is $200, $16 more expensive than the national average.
The best way to find a cheap renters insurance policy in Arkansas is to view prices from multiple companies. Learn renters insurance rates in Arkansas via the below data. Your rates may vary, depending on your coverage limits and the valuation of your belongings.
Renters insurance prices in Arkansas can vary based on the insurance company you select. Travelers offers the most affordable renters insurance in Arkansas, at only $167 annually. This compares favorably to the state mean rate of $200, providing a 17% price break on the state's average rate.
Start searching for a renters policy by viewing average rates from top Arkansas carriers, listed below.
|Insurance Company||Average Annual Rate in Arkansas|
Renters insurance rates in Arkansas vary depending on the city. Policy pricing depends on city-specific variables, such as the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.
The best renters insurance rates in Arkansas are available in Fayetteville. The average renters insurance policy in Fayetteville costs only $177 per year — $50 less than the state average. The below table shows the best places to live in Arkansas if you’re looking for cheap renters insurance.
|City||Average 12-Month Renters Insurance Rate|
To trim a few dollars from your insurance costs, consider purchasing your renters and car insurance policies from the same company. A renters and car insurance bundle in Arkansas can lead to substantial savings on car insurance. In fact, bundling policies in Arkansas may generate a yearly discount of $102.
|Avg. 12-Month Auto Insurance Rate (No Bundle)||Avg. Annual Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
One of the best ways to save on auto insurance is to bundle your policies. Compare rates today!
Renters insurance is a good idea -- but not legally required -- because it protects your personal belongings ans your liability. If your lease requires you carry renters insurance, then you will need it.
You have some flexibility with your provider, but most renters policies in Arkansas will cover your contents, your liability, your medical payments to others, and your additional living expenses.