Arkansas Renters Insurance

Finding renters insurance doesn’t need to be complicated. Compare Arkansas rates by location and carrier below.

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How to find affordable renters insurance in Arkansas


Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. Renters insurance protects items in the event of fire, smoke damage, a wind storm, vandalism or theft and a collection of other common misfortunes.

Unlike car insurance, renters insurance isn't priced based on state laws. Even still, there are surprisingly large variations in renters insurance prices by state. Insurance policy costs in US states differ based on the total number and value of renters insurance claims filed statewide, and also on the value of the belongings covered by the policy.

Getting renters insurance in Arkansas is pricier than the US average. The typical annual renters insurance rate in Arkansas is $200, $16 more expensive than the average across America.

The easiest way to acquire affordable renters insurance in Arkansas is to get quotes from multiple insurance companies. Find out typical renters insurance rates in Arkansas by referencing the below data. Individual rates may vary depending on coverage options and the value of the items insured.


Arkansas renters insurance:

  1. By company
  2. Rates by city
  3. Bundling discounts
  4. FAQs

Renters insurance prices in Arkansas by insurer

Rates for renters insurance in Arkansas differ based on the insurance company you use. Travelers offers the most affordable renters insurance policies in Arkansas — just $167 per year. This compares favorably to the state mean rate of $200, offering a 17% price cut on rates typical to the state.

Start your search for renters insurance by viewing average rates from top Arkansas insurance companies, listed below.


RENTERS INSURANCE RATES IN ARKANSAS: BY CARRIER
Insurance CompanyAverage Annual Rate in Arkansas
Travelers$167
Shelter$167
State Farm$183
Nationwide$185
AAA$218

Arkansas renters insurance by city

Renters insurance rates in Arkansas differ by city. Policy pricing depends on city-specific variables, including the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The cheapest renters insurance in Arkansas is found in Fayetteville. In Fayetteville, the typical renters insurance policy costs $177 per year — $50 less than the average Arkansas rate. Reference the below table to see the cheapest cities in Arkansas for renters insurance.


CHEAPEST RENTERS INSURANCE CITIES IN ARKANSAS
CityAverage Annual Renters Insurance Rate
Fayetteville$177
Bella Vista$181
Rogers$181
Bentonville$181
Van Buren$188

Arkansas renters insurance premiums by coverage level

Your renters insurance rates will vary depending on the amount of coverage you purchase. Two of the most common levels of renters insurance coverage are $25,000 and $50,000. In Arkansas, the annual cost differential between these options is approximately $72. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Renters Insurance Rate in Arkansas
$25K Property$164
$50K Property$236

How to bundle renters and auto insurance in Arkansas

If you want to save on insurance, consider purchasing your renters and car insurance policies from the same company. Bundling auto and renters insurance in Arkansas can save you a substantial sum each month on auto insurance. In fact, bundling policies in Arkansas leads to a yearly savings of $102.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN ARKANSAS
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,496$1,395$1027%


A great way to save is to bundle your auto and renters insurance policies. Find a policy today!



Arkansas renters insurance FAQs


Do you need renters insurance in Arkansas?

Renters insurance is a good idea -- but not legally required -- because it protects your personal belongings ans your liability. If your lease requires you carry renters insurance, then you will need it.

What does Arkansas renters insurance cover?

You have some flexibility with your provider, but most renters policies in Arkansas will cover your contents, your liability, your medical payments to others, and your additional living expenses.



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