Renters Insurance in Louisiana

Renters insurance doesn’t need to be complicated. Compare rates from Louisiana by city and carrier below.

Find inexpensive renters insurance in Louisiana


Renters insurance may be optional, but it's important. It helps to protect your belongings in the event your rental property sustains damage. A renters policy protects belongings in the event of fire, smoke damage, wind, theft or vandalism, and a number of other mishaps.

There are often gaps in the cost of renters policies by state. Insurance policy costs in a given state vary depending on the number of — and value of — renters insurance claims lodged in the state, and depend on the price of the belongings you're insuring.

Louisiana renters insurance is more expensive than the US average. The average annual cost of renters insurance in Louisiana is $340, $155 more expensive than the average across America.

The easiest way to find high-quality renters insurance in Louisiana is to get quotes from multiple insurance companies. Get an idea of renters insurance rates in Louisiana by referencing the below data. Your rates may vary, depending on your coverage details and the value of your belongings.


Louisiana renters insurance:
  1. By company
  2. By city
  3. Renters-and-auto bundling discounts


Renters insurance rates in Louisiana by company

Renters insurance prices in Louisiana will vary depending on which insurer you choose. State Farm provides the cheapest renters policies in Louisiana, at just $183 per year. This beats the state average cost of $340, offering a 46% discount on average policy costs statewide.

Get a head start on looking for a renters policy by reviewing the most affordable Louisiana companies, listed below.


THE MOST AFFORDABLE RENTERS INSURANCE COMPANIES IN LOUISIANA
InsurerAverage Annual Rate in Louisiana
State Farm$182.51
Safeco$189.18
Centauri Specialty$214.04
Gulfstream$225.00
Shelter$275.76


Louisiana renters insurance prices by city

Renters insurance rates in Louisiana vary by city. Pricing depends on city-specific variables, such as the number of claims filed nearby, meaning your specific ZIP code impact how much you pay.

The cheapest renters insurance in Louisiana is found in Monroe. An average renters insurance policy in Monroe costs just $261 per year — $79 less than the statewide average. The below table shows the best places to live in Louisiana if you’re looking for cheap renters insurance.


AFFORDABLE CITIES FOR RENTERS INSURANCE IN LOUISIANA
CityAverage Annual Renters Insurance Rate
Monroe$261.09
Ruston$265.64
Bossier City$267.75
Central$271.60
Baton Rouge$272.76


How to save: bundle renters and auto insurance in Louisiana

If you want to save on insurance, consider buying your renters and auto policies from the same insurance company. A renters and car insurance bundle in Louisiana can lead to substantial savings on auto insurance. Bundling policies in Louisiana may earn you a yearly discount of $138.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN LOUISIANA
Avg. Annual Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$2,338.55$2,200.81$137.746%


Bundling renters and auto policies is a great way to save. Start shopping today!


Compare rates from top car insurance companies.

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