Nebraska Renters Insurance

Renters insurance shouldn't be confusing. Compare rates from Nebraska by city and carrier below.

Find cheap renters insurance in Nebraska


Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. A renters policy covers personal items against smoke or fire damage, a wind event, vandalism or theft, and a collection of other misfortunes.

Unlike car insurance, renters insurance isn't priced based on state-level laws. That said, there are sometimes substantial gaps in renters insurance prices by state. Renters insurance policy costs in states may vary based on the number and value of renters claims filed in the state, and also on the value of the belongings you're covering.

Getting renters insurance in Nebraska is cheaper than the national average. The typical annual renters insurance rate in Nebraska is $165, $20 less expensive than the average across America.

The best way to find affordable renters insurance in Nebraska is to compare rates and consider policies from a variety of insurance companies. Find out how much renters insurance costs in Nebraska by referencing the below tables. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.


Nebraska renters insurance:

  1. Rates by company
  2. Rates by city
  3. Bundling
  4. Frequently asked questions

Renters insurance rates in Nebraska by insurance company

Renters insurance prices in Nebraska can vary depending on the insurance company you choose. Farm Bureau offers the most affordable renters insurance in Nebraska, at just $107 per year. This compares favorably to the state mean rate of $165, offering a 35% discount on the state's average rate.

Begin the hunt for a renters policy by reviewing the most affordable Nebraska insurance companies, listed below.


RENTERS INSURANCE RATES IN NEBRASKA: BY COMPANY
Insurance CompanyAverage Yearly Rate in Nebraska
Farm Bureau$106.68
State Farm$110.00
MetLife$121.34
Travelers$125.12
Safeco$139.00

Nebraska renters insurance prices by city

Renters insurance rates in Nebraska vary depending on the city. Rates are determined based on on locally specific variables such as the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.

The most affordable renters insurance rates in Nebraska are in Hastings. A typical renters insurance term in Hastings costs just $163 annually — $50 less than the state average. Reference the below table to see the cheapest cities in Nebraska for renters insurance.


AFFORDABLE RENTERS INSURANCE CITIES IN NEBRASKA
CityAverage Yearly Renters Insurance Rate
Hastings$163
Columbus$163
Crete$163
Lexington$163
Seward$163

Nebraska insurance bundling discounts: renters + auto

If you're trying to save on insurance, consider purchasing your renters and auto policies from the same insurance company. A renters and auto insurance bundle in Nebraska can save you a substantial sum each month on your auto insurance bill. Bundling policies in Nebraska may earn you yearly savings of $75.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN NEBRASKA
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,284.46$1,209.11$75.366%


A great way to save is to bundle your renters and auto insurance policies. Get started today!


Searching for renters insurance information for a particular city? Check out our breakdown of the most populous cities in Nebraska.

  1. Lincoln
  2. Omaha

Nebraska renters insurance FAQs


Does Nebraska require renters insurance?

There is no state law in Nebraska that requires renters insurance. However, landlords and property management companies commonly include renters insurance coverage as a requirement for renting a property.

What does Nebraska renters insurance cover?

Protection for the home's contents, liability insurance, medical payments to others, and loss of use are all included in a basic renters policy. The rental unit itself is not included, and these coverage options and their corresponding limits can be adjusted depending on your needs.