Oregon Renters Insurance

Finding a renters insurance policy doesn’t need to be stressful. Compare rates by city and insurance company below.

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How to find cheap renters insurance in Oregon

Renters insurance isn't required, but it is important. A renters policy keeps your personal items protected. A renters policy protects your items against fire or smoke damage, a wind storm, vandalism or theft, and a variety of other common situations.

Unlike car insurance, renters policies aren’t priced based on state-level legislation. Regardless, there are relatively large variations in renters insurance pricing by state. Renters insurance costs in a given state may vary based on the number and total value of renters claims filed in that state, and depend on the value of the belongings being insured.

Getting renters insurance in Oregon is cheaper than the nationwide average. The average annual cost of renters insurance in Oregon is $165, $20 less expensive than the average across America.

The best way to acquire a cheap renters insurance policy in Oregon is to view prices from multiple companies. Learn more about renters insurance rates in Oregon by reviewing the below data. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.


Oregon renters insurance:
  1. Rates by company
  2. Costs by city
  3. Renters-and-auto bundling discounts
  4. Frequently asked questions


Renters insurance rates in Oregon by carrier

Renters insurance rates in Oregon can vary based on the insurance company you choose. Safeco offers the best deal on renters insurance in Oregon, at just $108 each year. This beats Oregon's average rate of $165, providing a 34% price break on average policy costs statewide.

Start shopping for cheap renters insurance by reviewing the best Oregon companies, listed below.


CarrierAverage 12-Month Rate in Oregon
State Farm$127.75


Oregon renters insurance costs: by city

Not every city in Oregon has equal renters insurance costs. Policies are often priced on city-specific variables, including the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The cheapest renters insurance rates in Oregon are in Hillsboro. An average renters insurance policy in Hillsboro costs $158 per year — $7 less than the average Oregon rate. The below table shows the best places to live in Oregon if you’re looking for cheap renters insurance.


CityAverage Yearly Renters Insurance Rate
Forest Grove$159


Oregon insurance bundling discounts: renters and auto

If you're looking for savings, consider purchasing your renters and car insurance policies from the same company. A renters and auto insurance bundle in Oregon can save you a substantial sum each month on your auto insurance policy. Bundling policies in Oregon may generate a yearly discount of $83.


Avg. Yearly Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %



Looking for information about renters insurance for a specific city? Check out our breakdown of the most populous cities in Oregon.


Oregon renters insurance FAQs

Is renters insurance required in Oregon?

In Oregon, a landlord can require tenants to purchase and maintain renter's liability insurance. However, this requirement is waived if the tenant has a household income that is equal to or less than 50 percent of an area's median income.

What does Oregon renters insurance cover?

Oregon renters insurance provides coverage for your belongings as well as liability coverage in the event that someone is injured or causes damage to the property.