Rhode Island Renters Insurance

Finding a renters insurance policy shouldn't be confusing. Compare rates by city and insurance company below.

Find affordable renters insurance in Rhode Island


Renters insurance is an affordable type of insurance that keeps your belongings safe in the event your apartment suffers major damage. A renters policy protects belongings in the event of fire or smoke damage, a wind storm, vandalism, theft, and a collection of other calamities.

There are relatively substantial variations in insurance pricing from state to state. Renters insurance prices in a given state differ based on the value of — and total number of — renters policy claims filed statewide, and also on the value of the belongings you're covering.

Getting renters insurance in Rhode Island is more expensive than the national average. The average annual cost of renters insurance in Rhode Island is $310, $126 more expensive than the average rate across all US states.

The best way to acquire high-quality renters insurance in Rhode Island is to get quotes from multiple companies. Learn more about renters insurance rates in Rhode Island by referencing the below tables. Your rates may vary, depending on your coverage limits and the valuation of your belongings.


Rhode Island renters insurance:
  1. Rates by company
  2. By city
  3. Bundling


Renters insurance prices in Rhode Island by company

Renters insurance rates in Rhode Island can vary based on the insurer you choose. State Farm offers the most affordable renters insurance in Rhode Island, at just $116 per year. This compares favorably to the state average cost of $310, offering a 63% price break on the state's average rate.

Start shopping for a renters insurance policy by viewing average rates from top Rhode Island insurance companies, listed below.


THE CHEAPEST RENTERS INSURANCE COMPANIES IN RHODE ISLAND
CarrierAverage Annual Rate in Rhode Island
State Farm$115.50
Providence Mutual$124.67
Amica$125.79
Narragansett Bay$154.48
Allstate$169.12


Rhode Island renters insurance costs: by city

Renters insurance rates in Rhode Island differ by city. Prices depend on city-specific variables, including the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.

The best renters insurance rates in Rhode Island are in Pascoag. An average renters insurance policy in Pascoag costs $306 per year — $4 less than the state average. The below table shows the best places to live in Rhode Island if you’re looking for cheap renters insurance.


AFFORDABLE RENTERS INSURANCE CITIES IN RHODE ISLAND
CityAverage Annual Renters Insurance Rate
Pascoag$305.62
Chepachet$305.62
Harrisville$305.62
Harmony$305.62
Woonsocket$306.42


How to bundle renters and auto insurance in Rhode Island

If you're trying to save, consider holding your renters and auto policies with the same insurance company. A renters and auto insurance bundle in Rhode Island can lead to substantial savings on your auto insurance policy. Purchasing bundled policies in Rhode Island may generate a yearly discount of $116.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN RHODE ISLAND
Avg. Annual Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$2,110.35$1,994.67$115.686%


A great way to save is to bundle your renters and auto insurance policies. Start shopping today!

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