Renters Insurance in Tennessee

Finding a renters insurance policy shouldn't be complicated. Compare Tennessee rates by city and carrier below.

Get cheap renters insurance in Tennessee


Renters insurance may be optional, but it's important. It helps to protect your belongings in the event your rental property sustains damage. A renters insurance policy covers items in the event of fire, smoke damage, a wind storm, theft or vandalism, and an array of other misfortunes.

There are variations in renters insurance pricing from state to state. Renters insurance prices in US states differ depending on the number and value of renters policy claims filed in the state, and depend on the value of the belongings being insured.

Getting a renters policy in Tennessee is pricier than the US average. The average annual cost of renters insurance in Tennessee is $218, $34 more expensive than the average across the nation.

The best way to find an affordable renters insurance policy in Tennessee is to shop around and compare rates from a variety of insurance companies. Learn typical renters insurance rates in Tennessee by referencing the below tables. Individual rates may vary depending on coverage options and the value of the items insured.


Tennessee renters insurance:
  1. By company
  2. By city
  3. Bundling discounts

Renters insurance rates in Tennessee by insurer

Renters insurance prices in Tennessee will vary based on the insurance company you select. Tennessee Farmers sells the cheapest renters insurance in Tennessee, at just $119 per year. This is less than the state average cost of $218, providing a 45% discount on the typical rates in the state.

Start shopping for a renters policy by viewing average rates from top Tennessee companies, listed below.


RENTERS INSURANCE RATES IN TENNESSEE: BY CARRIER
InsurerAverage Annual Rate in Tennessee
Tennessee Farmers$119.22
Safeco$136.85
Shelter$136.86
AAA$139.46
State Farm$150.50

Tennessee renters insurance by city

Not all Tennessee cities have equal renters insurance rates. Pricing may depend on locally specific variables such as the number of claims filed nearby, lending your ZIP code plenty of weight in deciding how much you pay.

The cheapest renters insurance rates in Tennessee are in Kingsport. The average renters insurance policy in Kingsport runs only $203 per year — $15 less than the average Tennessee rate. The below table shows the best places to live in Tennessee if you’re looking for cheap renters insurance.


CHEAPEST RENTERS INSURANCE CITIES IN TENNESSEE
CityAverage Annual Renters Insurance Rate
Kingsport$202.72
Brentwood$202.78
Franklin$204.57
Johnson City$204.67
Spring Hill$204.67

Tennessee insurance bundling discounts: renters + auto

If you want to save on insurance, consider holding your renters and auto policies with the same insurance company. Bundling renters and auto insurance in Tennessee can save you a substantial sum each month on your auto insurance policy. Purchasing bundled policies in Tennessee may earn you yearly savings of $91.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN TENNESSEE
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,426.86$1,336.00$90.867%

A great way to save is to bundle your auto and renters insurance policies. Start shopping today!


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