Washington Renters Insurance

Shopping for renters insurance doesn’t need to be stressful. Compare rates by city and company below.

How to find cheap renters insurance in Washington


Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. Renters insurance protects belongings in the event of smoke or fire damage, a wind event, vandalism or theft, and a collection of other calamities.

There are often gaps in average renters insurance prices from state to state. Policy prices by state vary based on the number and total value of renters claims submitted in that state, and depend on the value of the belongings being insured.

Getting a renters policy in Washington is less expensive than the US average. The typical annual renters insurance rate in Washington is $138, $46 less expensive than the average across America.

The easiest way to find a cheap renters insurance policy in Washington is to compare rates from as many insurance companies as possible. Learn more about how much renters insurance costs in Washington by referencing the below data. Remember: your rates will vary, depending on the value of your belongings and your coverage limits.


Washington renters insurance:
  1. By insurance company

    #companies

  2. Costs by city
  3. Renters-and-auto bundling discounts


Renters insurance rates in Washington by insurance company

Rates for renters insurance in Washington can vary based on the insurance company you use. PEMCO Insruance offers the best deal on renters insurance in Washington — just $90 each year. This compares favorably to the state average cost of $138, providing a 35% price break on the typical rates in the state.

Get a head start on looking for a renters policy by checking out the cheapest Washington carriers, listed below.


RENTERS INSURANCE RATES IN WASHINGTON: BY CARRIER
CompanyAverage Yearly Rate in Washington
PEMCO Insruance$89.68
Grange Insurance$102.02
Country$110.00
Safeco$120.00
Travelers$125.92


Washington renters insurance costs: by city

Not every city in Washington has equal renters insurance costs. Rates are determined based on on city-specific variables, such as the number of claims filed nearby, lending your ZIP code plenty of weight in deciding how much you pay.

The most affordable renters insurance in Washington is available in Pasco. The average renters insurance policy in Pasco runs only $129 per year — $9 less than the state average. Reference the below table to see the cheapest cities in Washington for renters insurance.


CHEAPEST RENTERS INSURANCE CITIES IN WASHINGTON
CityAverage Annual Renters Insurance Rate
Pasco$129.12
Spokane Valley$130.92
Kennewick$132.65
Richland$132.65
Spokane$134.21


Tip: bundle renters and auto insurance in Washington

If you're trying to save, consider purchasing both your car and renters insurance policies from one company. Bundling auto and renters insurance in Washington can lead to substantial savings on your auto insurance bill. Purchasing bundled policies in Washington may earn you yearly savings of $57.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN WASHINGTON
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,205.48$1,148.45$57.035%


One of the best ways to save on auto insurance is bundling. Get started today!


Compare rates from top car insurance companies.

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