Shopping for renters insurance doesn’t need to be stressful. Compare rates by city and company below.
Renters insurance is an optional — but important — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. Renters insurance protects belongings in the event of smoke or fire damage, a wind event, vandalism or theft, and a collection of other calamities.
There are often gaps in average renters insurance prices from state to state. Policy prices by state vary based on the number and total value of renters claims submitted in that state, and depend on the value of the belongings being insured.Getting a renters policy in Washington is less expensive than the US average. The typical annual renters insurance rate in Washington is $138, $46 less expensive than the average across America.
The easiest way to find a cheap renters insurance policy in Washington is to compare rates from as many insurance companies as possible. Learn more about how much renters insurance costs in Washington by referencing the below data. Remember: your rates will vary, depending on the value of your belongings and your coverage limits.
Rates for renters insurance in Washington can vary based on the insurance company you use. PEMCO Insruance offers the best deal on renters insurance in Washington — just $90 each year. This compares favorably to the state average cost of $138, providing a 35% price break on the typical rates in the state.
Get a head start on looking for a renters policy by checking out the cheapest Washington carriers, listed below.
| Company | Average Yearly Rate in Washington |
| PEMCO Insruance | $89.68 |
| Grange Insurance | $102.02 |
| Country | $110.00 |
| Safeco | $120.00 |
| Travelers | $125.92 |
Not every city in Washington has equal renters insurance costs. Rates are determined based on on city-specific variables, such as the number of claims filed nearby, lending your ZIP code plenty of weight in deciding how much you pay.
The most affordable renters insurance in Washington is available in Pasco. The average renters insurance policy in Pasco runs only $129 per year — $9 less than the state average. Reference the below table to see the cheapest cities in Washington for renters insurance.
| City | Average Annual Renters Insurance Rate |
| Pasco | $129.12 |
| Spokane Valley | $130.92 |
| Kennewick | $132.65 |
| Richland | $132.65 |
| Spokane | $134.21 |
If you're trying to save, consider purchasing both your car and renters insurance policies from one company. Bundling auto and renters insurance in Washington can lead to substantial savings on your auto insurance bill. Purchasing bundled policies in Washington may earn you yearly savings of $57.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. Annual Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,205.48 | $1,148.45 | $57.03 | 5% |
One of the best ways to save on auto insurance is bundling. Get started today!
