Renters Insurance in Seattle, WA

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

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Renters insurance in Seattle, Washington

Renters insurance is critical if you're renting a house or an apartment. Renters insurance covers your dwelling and most property within it against a number of perils, including wind, theft, fire, or vandalism. As these circumstances are fairly common, the affordable price of renters insurance, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including the building's age, its material constitution, its geographic location, and the pricing rules of your insurance company. In areas in which fire, lightning, wind, or hail are common, renters insurance could be more expensive.

The average yearly cost of renters insurance in Seattle is $146.

Finding affordable renters insurance in Seattle should start with a thorough comparison of the top renters insurance companies. Review our list of average Seattle renters insurance rates to ensure you start your search with as much background info as possible. Remember: your renters insurance costs may vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Seattle

How much you pay for renters insurance in Seattle depends on the insurance company you choose. For instance, PEMCO Insruance offers the cheapest renters insurance in Seattle, at just $91 per year. That's less expensive than the city's average cost of $146, providing a $54 discount.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Seattle.

CompanyAverage Annual Rate in Seattle
PEMCO Insruance$91

Seattle renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on the amount of coverage you purchase. Two of the most common levels of renters insurance coverage are $25,000 and $50,000. In Seattle, the annual cost differential between these levels is about $40. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Seattle
$25K Property$126
$50K Property$166

Tip: bundle your auto and renters insurance policies in Seattle

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Bundling renters and car insurance in Seattle can result in substantial savings. In fact, bundling renters and auto insurance leads to average savings of 5.2% on car insurance rates. The auto insurance company with the cheapest bundled rate is PEMCO Insruance, followed by GEICO and Progressive.

Annual Bundle SavingsBundle Savings %

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