Planning a move from Georgia to California? Remember to update your car insurance.
If you are relocating from Georgia to California, chances are you're considering the big-picture concerns and major expenses: contracting a reliable long-haul moving company, getting somewhere to live in your new city, and physically moving across state lines.
Amidst the stress of a big move, it's easy to overlook some details. Car insurance is just a detail, but it's a big one. To find a good deal and stay street legal, you should plan to update your policy — or purchase a new policy — when you move.
Consult our guide to auto insurance in Georgia versus California and make your move painless. We'll cover the following:
Expect to pay more for auto insurance in California than you did in Georgia. The average annual auto insurance rate in California is $251 more costly than the average expense in Georgia. The precise cost will depend on your coverage choice, insurance history, and your choice of insurance company.
| State | Average Annual Rate |
| Georgia | $1,455 |
| California | $1,707 |
How much you spend on car insurance depends on your vehicle, your personal driving profile, and how much protection you want from your insurer.
If you select state minimum liability auto insurance coverage, you'll get bodily injury, property damage liability, and medical payment coverages, plus uninsured and underinsured driver coverage and personal injury protection (PIP) in some states.
| State | Duration | Premium |
| Georgia | Annual | $548 |
| California | Annual | $573 |
| Georgia | 6-Month | $274 |
| California | 6-Month | $286 |
| Georgia | Monthly | $46 |
| California | Monthly | $48 |
Electing full-coverage car insurance will certainly cost more, but you'll receive comprehensive and collision coverages, along with extras like rental reimbursement and roadside assistance protection. The chief pro of full coverage is that it insures you and your vehicle more completely than does basic coverage. If you want to do everything possible to protect your vehicle, consider full coverage.
| Location | Time Period | Rate |
| Georgia | Annual | $1,321 |
| California | Annual | $1,626 |
| Georgia | 6-Month | $661 |
| California | 6-Month | $813 |
| Georgia | Monthly | $110 |
| California | Monthly | $135 |
A major determinant of your auto insurance costs is your choice of car insurance company. Companies set premiums in a number of ways, resulting in major price variations. Location also matters: some regional companies sell policies only in certain places, while major insurance companies shift rates by state.
When moving, you should try to locate the best cheap car insurance company in your new location. Get started below by viewing the five cheapest auto insurance companies in Georgia and California.
| Insurance Company | Average Annual Rate |
| Auto-Owners | $847 |
| The Hartford | $904 |
| USAA | $988 |
| Central Mutual | $1,181 |
| MetLife | $1,251 |
See other cheap auto insurance companies in Georgia.
| Insurance Company | Average Annual Rate |
| USAA | $1,132 |
| Wawanesa | $1,169 |
| Century National | $1,202 |
| CSAA | $1,210 |
| Nationwide | $1,238 |
View other cheap auto insurance companies in California.
Though car insurance is legislated at the state level, underwriters price rates by ZIP code to account for unique factors such as density and the likelihood of a crash. The location to which you relocate plays a big part in deciding your premiums.
The below tables show auto insurance rates in major cities in California and Georgia.
| City | Average Annual Rate |
| Atlanta | $1,391 |
| Columbus | $1,231 |
| Savannah | $1,215 |
| Sandy Springs | $1,255 |
| Macon | $1,266 |
View a more comprehensive list of Georgia cities here.
| City | Average Annual Premium |
| Los Angeles | $2,125 |
| San Diego | $1,354 |
| San Jose | $1,409 |
| San Francisco | $1,728 |
| Fresno | $1,487 |
Seeking data on another city? View more insurance rates for California cities here.
When you move from Georgia to California, you will encounter new rules of the road, potentially different SR-22 rules, and more. Ensure your move is as easy as possible with our data on your new home:
