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If I accidentally drove my car through a neighbor's fence, will my insurance company pay for the damage?

My foot slipped on the clutch when I was parked in the street and I damaged my neighbor's fence. Is this something my insurance company will cover?

Nov 5, 2026 St George, UT

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Utah car insurance liability coverage typically pays for accidental damage to a neighbor's fence.


The liability portion of your policy is intended to pay for damage that you cause to another vehicle or property. This should include fixed objects like street signs, fire hydrants, and in your case, a fence. The process to file a claim is pretty simple. Just contact your insurance company and let them know about what happened. They should take the process from there.

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