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Because you were driving a borrowed vehicle, the coverage available to you will depend on both your friend's State Farm policy and whether you carry any auto insurance of your own, but there are are a few options for you to look into.Your friend's State Farm policy is the first place to start. A fu…

Unfortunately, not having homeowners insurance in this situation puts you in a tough spot, but there are still a couple of things worth looking into.If your neighbor's fire was caused by negligence, their homeowners insurance liability coverage could potentially pay for damage to your property. Lia…

It's not necessarily when, but if you should drop your coverage. I usually suggest keeping as much coverage as you can comfortably afford, but it really depends on your situation. When deciding whether full coverage still makes sense on an older, paid-off car, there are a few rules of thumb worth c…

Great question! The good news is that paying extra broker or agent fees is not something you automatically have to expect when buying insurance. In many cases, you can get help shopping for coverage without paying anything extra out of pocket.Here are a few helpful things to know:Not all brokers or…