Question
Can I insure a car that is being financed by someone else?
The car is owned by one of my relatives and they only have 4 months left to pay off the car. I will only be driving the vehicle from home to work and school.
Answer
Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…
Credentials
- 9+ years of Experience in the Insurance Industry
Insuring a car you don't own can be tricky. If you're lucky, you should be able to insure the vehicle under your own policy without any issue from your insurance company. However, not every carrier offers this type of policy (called a non-owners policy) so you may need to do some research on what your current company offers. When you can, reach out to them and explain the situation and hopefully they'll be able to simply get the vehicle added to your policy.
Another option would be to get added as a driver to your relative's insurance policy, but that would only apply if you live in the same household. Hope this helps.
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