Can I insure a car that is being financed by someone else?

The car is owned by one of my relatives and they only have 4 months left to pay off the car. I will only be driving the vehicle from home to work and school.

You should be able to insure the vehicle under your own policy without much, if any, issue from the insurance company. Or you can be added as a driver to your relative's insurance policy if you live in the same household.